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How long would 50k last you

85 replies

Frynye · 21/10/2025 19:42

Inspired by another thread

Assuming your household lost all income and savings tomorrow, but you were handed 50k to live on. Just for bills/ mortgage/ debts/ food and daily spending

If I lived comfortably I could get a year out of it,
with some scrimping and saving 18 months

OP posts:
blizymitzy · 21/10/2025 22:08

6 months

lilybit2025 · 21/10/2025 22:09

God, maybe 18 months scrimping?

Frynye · 21/10/2025 22:40

Seems majority here is less than two years, mainly less than 18 months. Crazy how much costs have risen

OP posts:

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Ineffable23 · 21/10/2025 22:44

2 years if I kept my luxuries. Maybe 4 years if I cut right back.

Notmymarmosets · 21/10/2025 22:46

A year, if we continued to live exactly as we do. Two years if we scrimped.

youalright · 21/10/2025 22:47

4 years but really tight 3 years comfortably

abracadabra1980 · 21/10/2025 22:48

2.5-3 years easily. Kids left home, no mortgage, single household. Two reasonably expensive dogs and a cheap cat.

Illbefinejustbloodyfine · 21/10/2025 22:49

2 years. Longr if I really scrimped.

titchy · 21/10/2025 22:51

2 years easily, probably 3 or 4 with scrimping. But only because we’ve built up a large mortgage overpayment.

TheCurious0range · 21/10/2025 22:52

9 months as is but no holidays or bigger purchases. 12 months if we cut right back on everything barring essentials

DysonLover1 · 21/10/2025 22:54

14 months with no cutbacks

ShiftySquirrel · 21/10/2025 22:55

About two years I think. But if we needed a new -to us- car (our current one is nearly 20yo) we'd be buggered.

scaredfriend · 21/10/2025 22:56

We spend about £3k a month. I think it could last 18 months without much effort. If we really tightened the purse strings, I could stretch it to 2 years I reckon.

CharSiu · 21/10/2025 23:26

No mortgage so 2 years and a certainly decent enough life as no small children anymore,

Chickenhorse · 21/10/2025 23:31

3 years ordinarily but as I’m funding a student through Uni at £450 a month for the next three years, then 2 years.

Maddy70 · 21/10/2025 23:38

A year probably

Tryingatleast · 21/10/2025 23:42

If not taxed I’d say eighteen months to two years.

hattie43 · 22/10/2025 00:15

No mortgage , a year I guess

lydialucy · 22/10/2025 00:18

About 3 - 3.5 years depending on how frugal I am. Currently having to be very frugal but it would be nice to be able to afford a bit less frugality. Which would make it about 3 years.

DoAWheelie · 22/10/2025 00:18

33 months based on my current income.

Starseeking · 22/10/2025 05:35

6 months

iloveyoghurt · 22/10/2025 05:56

3 years, no mortgage, i can walk to most places ,don't need new clothes, stuff. Unless something big needs a repair in the flat obviously

Cat1504 · 22/10/2025 05:57

Just Me and my partner and dog in my household…..so around 2 years between us …..more if we scrimped…..we’ve no mortgage or loans or debt ….

Newdoggo · 22/10/2025 06:03

No job and given 50k I'd probably rent my house out and work out how many back to back cruises I could do 😁

TappyGilmore · 22/10/2025 06:08

That’s probably a year’s normal living costs to me.

But obviously if I lost my income and that was all I had, I’d cut back and probably get at least 18 months out of it.

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