Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

Chat

Join the discussion and chat with other Mumsnetters about everyday life, relationships and parenting.

How long would 50k last you

85 replies

Frynye · 21/10/2025 19:42

Inspired by another thread

Assuming your household lost all income and savings tomorrow, but you were handed 50k to live on. Just for bills/ mortgage/ debts/ food and daily spending

If I lived comfortably I could get a year out of it,
with some scrimping and saving 18 months

OP posts:
ShrimpyMcNeat · 21/10/2025 20:08

About the same op. 12 months as we are now, including a couple of holidays etc. If we really tightened up about 18 months.

BlueWorkDay · 21/10/2025 20:09

About 10 months, keeping our mortgage and household bills the same as now, but reducing our clothes/days out, petrol/ and food spend, and removing holidays or any big extras.

Tdcp · 21/10/2025 20:09

A year, 18 months if absolutely nothing was bought apart from necessities, my mortgage is a grand a month atm though.

Interested in this thread?

Then you might like threads about this subject:

80smonster · 21/10/2025 20:10

6 months.

MonaChopsis · 21/10/2025 20:14

Easily 3 years, if I budgeted. I net £2,100 per month and save at least £700 of that, so barring major expenditure (needing to replace the car, house repairs etc) it would be perfectly doable.

TomatoSandwiches · 21/10/2025 20:14

We have no mortgage anymore so we could make it stretch to 18month perhaps 2yrs if we cut back on a few things.

Would be fucked if the roof needed replacing though.

itsanothernamechangeone · 21/10/2025 20:16

About 12 months. Mortgage is £1700. Childcare approx £500

Overthebow · 21/10/2025 20:17

If we scrimped then a year. We’d have to stop nursery, stop our mortgage overpayments and not have any spending money, but could live in that for a year if we had to.

chickensandbees · 21/10/2025 20:17

18 months to 2 years, but it would be tight. No mortgage helps.

EverardDeTroyes · 21/10/2025 20:17

About a year and a half, maybe longer if I didnt buy any clothes or go away anywhere. No mortgage, but a large house and several cars and pets.

Mydogisagentleman · 21/10/2025 20:18

Around 6-8 months.
Mortgage, dog, student daughter etc

Zempy · 21/10/2025 20:24

Two years

Cantthinkofanewusernameffs · 21/10/2025 20:25

It costs me around £1k a month to live, so 4 years.

Isthisanokname · 21/10/2025 20:26

Two years comfortably, three less comfortably, four if I just paid bills and ate very cheaply and didn't do much else.

AnnaPhylax · 21/10/2025 20:29

5 years being frugal, zero debt, cook from scratch cheaply

Sunnyside4 · 21/10/2025 20:40

On my own, 2.5 years - no mortgage but two pampered pets. With DH, approx 20 months.

DingDongJingle · 21/10/2025 20:42

6 months.

DoYouReally · 21/10/2025 20:50

2 years without any significant changes.
Probably 3- 3.5 with some effort.
No children.

helpfulperson · 21/10/2025 20:55

2 years easily, 3 or more years with some effort.

Gossyboo · 21/10/2025 20:57

13 months if costs more or less stay the same.

About 20 months if I can pull the kids out of childcare!

thereisajellyfish · 21/10/2025 21:19

A year comfortably.

SoftPillow · 21/10/2025 21:28

Depending on when school fees were due, about 2 to 3 months

ByTwinklyDreamer · 21/10/2025 21:35

I could make it last two years, my DH about six months.

mamagogo1 · 21/10/2025 21:36

Couple of years at least, mortgage is paid off

Ireolu · 21/10/2025 22:08

7 months without us cutting back longer with.

Swipe left for the next trending thread