Car insurance "add ons"

[LisaJohnsonsFacebookMole]

Do you take any of the car insurance add ons? I always take protected no claims bonus & legal cover. I wonder if others feel the legal cover - or any other extras - are worth it? A subjective question to an extent but I'd like to hear people's perspectives.

I also take legal cover and protected ncb. DH and I don't have curtesy car as we could manage with just one car

Always from home breakdown cover

Legal cover and breakdown are the two for me. Not fussed about matches courtesy car as I could cope without.

We have breakdown cover separately so don't need the one with insurance