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All the credit card companies actually owned by capital one

3 replies

Mutcgy · 01/01/2025 12:20

Well the ones I have access to.
I have a very high interest capital one card I stupidly used over Christmas to the tune of £400.
I applied to see if I could get a 0% balance transfer card for a few months to pay it off

4 of the ones I was preappoved for were capital one and you obviously can't switch with same company

Then there was the post office card and ocean finance.

And upon further application they're both owned by capital one so I assume I can't switch with those either?

OP posts:
Mutcgy · 01/01/2025 12:29

Just checked and I can't.

Seems so unfair, 6 balance transfer cards I can't transfer to 😅

OP posts:
PiggyPigalle · 01/01/2025 12:48

If only you had checked first as to who owns each credit card.
Doesn't the fact you resorted to a Capital One CC mean your credit rating is poor? I thought only bank issued CCs did 0% transfers. MSE will tell you.
Stick a card up at your local shop to babysit, pay it off sooner.
A link for future reference.
Who owns your credit card? | Uswitch

Who owns your credit card? | Uswitch

Many credit cards come under the umbrella over a wider banking group. Find out who owns your credit card provider, such as NewDay, American Express and Barclaycard and why knowing your banking groups could be important.

https://www.uswitch.com/credit-cards/guides/who-owns-your-credit-card/?msockid=15cacda6e942674000bfd8e9e8aa66bc

Mutcgy · 01/01/2025 12:52

I did check before applying, it was a comparison website that showed me 8 cards I would be prwleaaproved for. I haven't actually applied for them.

And yes obviously my credit is bad if im uaing capital one, I'm severely disabled and am unable to work.

OP posts:
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