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NHS backed pay rise

81 replies

Teaandcake221 · 15/11/2024 21:45

Just wondered if anyone has received their backdated NHS pay rise in their October pay. If so, how bad were all the deductions? We are getting ours in November pay, I was hoping it'd help for Xmas but it looks like with pension, student loan, tax and NI increase I'll be very disappointed.

OP posts:
UncharteredWaters · 16/11/2024 09:32

The pension back pay is to do with pension brackets. I’ll make the numbers up to make it easy.

say you earn <£20000 you’ll pay a pension contribution of 6% for your yearly salary in the 10k-20k bracket.

now say you earn £20500 for the year. You have moved into paying 8% pension contributions but it’s on the whole salary and not just the but over 20k so it wipes out the pay rise and you owe backdated contributions.

fussygalore118 · 16/11/2024 09:51

mummabubs · 16/11/2024 06:06

Yes I am! Communication of this in our health board hadn't been great as it's not trickled down to all. For a lot of us we were really banking on having it pre-christmas so to get 2 weeks notice that it's being delayed by 2 months isn't great.

Which HB?

Barleycat · 16/11/2024 09:58

bungletru · 15/11/2024 22:00

Top of a b7.
deductions made it feel like it was hardly an uplift!!

Also top of a band 7. I got just over a grand extra.

Interested in this thread?

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MessyNeate · 16/11/2024 12:06

@fussygalore118

I am C+V and we are this month

fussygalore118 · 16/11/2024 12:22

MessyNeate · 16/11/2024 12:06

@fussygalore118

I am C+V and we are this month

I'm phw and this month as well ( as far as I know lol)

Teaandcake221 · 16/11/2024 18:16

UncharteredWaters · 16/11/2024 09:32

The pension back pay is to do with pension brackets. I’ll make the numbers up to make it easy.

say you earn <£20000 you’ll pay a pension contribution of 6% for your yearly salary in the 10k-20k bracket.

now say you earn £20500 for the year. You have moved into paying 8% pension contributions but it’s on the whole salary and not just the but over 20k so it wipes out the pay rise and you owe backdated contributions.

Thank you for explaining this. I currently pay 6.5% into my pension, to be honest I don't know much about it; I just pay it. So hadn't realised the percentage increases.

OP posts:
Teaandcake221 · 16/11/2024 18:17

We are getting it this month and I'm ABUHB

OP posts:
Whiteblanket · 16/11/2024 18:21

Aprettydressorasexydress · 15/11/2024 22:12

How have the 8a's fared this time round? Usually the deductions override the uplift, has that happened again?

I am band 8a working 22.5hrs and got an additional £700

WhatMe123 · 16/11/2024 21:45

Yes I had pension arrears on my October payslip, it wasn't too much though

EllaPaella · 16/11/2024 22:32

Teaandcake221 · 15/11/2024 23:55

Can I ask a really stupid question... I was reading some info regarding the backdated pay and some said they ended up paying pension arrears...how does this actually work?

Last month I got my first pay my working an extra 7.5 hour and paid back some pension arrears. I've no idea why.

Also I've increased by hours by 7.5 a month and I'm paying nearly 3x as much tax.
So working 20 hours I paid £89 tax and working 27.5 hours my tax was £239 a month!

Edited

Call Payroll and make sure you're on the right tax code.
In regards to back pay it depends what band you are but yes, the deductions were significant. We had the option to have the backpay paid in installments if we wanted to.

SirHisss · 16/11/2024 22:46

We should receive ours next week. Any extra I get is offset by the reduction/removal of my Universal Credit payment the following month so I never get my hopes up that I'll feel any better off.

Muchtoomuchtodo · 16/11/2024 22:50

SirHisss · 16/11/2024 22:46

We should receive ours next week. Any extra I get is offset by the reduction/removal of my Universal Credit payment the following month so I never get my hopes up that I'll feel any better off.

We had the option to stagger ours to avoid affecting UC

SirHisss · 16/11/2024 22:54

Muchtoomuchtodo · 16/11/2024 22:50

We had the option to stagger ours to avoid affecting UC

I've only worked for the NHS for a few years but I've never been offered to stagger it.

I suppose it works out the same whatever way you do it.

haveyouopenedyourbowelstoday · 16/11/2024 22:57

Teaandcake221 · 16/11/2024 18:17

We are getting it this month and I'm ABUHB

Waves from RGH (although not tonight, no weekends for me!!).

Muchtoomuchtodo · 16/11/2024 23:00

SirHisss · 16/11/2024 22:54

I've only worked for the NHS for a few years but I've never been offered to stagger it.

I suppose it works out the same whatever way you do it.

This was the first time I’ve come across it. I don’t claim UC and don’t fully understand how this would or wouldn’t help tbh. I assume as it was offered it could help some of my colleagues.

MaybeItsJustTimeToStop · 16/11/2024 23:08

Full time, Mid point band 6 got about £600 after deductions, which felt a bit rubbish when it was 7 months of back pay!

SirHisss · 17/11/2024 11:32

Muchtoomuchtodo · 16/11/2024 23:00

This was the first time I’ve come across it. I don’t claim UC and don’t fully understand how this would or wouldn’t help tbh. I assume as it was offered it could help some of my colleagues.

Once you earn more than £404, your universal credit payment will reduce by 55p for every £1.

So if my baseline UC entitlement is £500 and I earn £1000 in a month, my UC will reduce by £327, meaning I will receive £173 UC.

£1000 -£404 = £596
£596 x 55p = £327
£500 - £327 = £173

If I randomly get an extra £500 in my wage it would wipe out my UC payment altogether and once you also take off extra deductions you're barely, if at all better off.

I think some people choose to stagger it so that their payment is slightly reduced over a few months rather than completely wiped out in one go but it works out the same in the long run.

dollybird · 17/11/2024 14:07

SirHisss · 17/11/2024 11:32

Once you earn more than £404, your universal credit payment will reduce by 55p for every £1.

So if my baseline UC entitlement is £500 and I earn £1000 in a month, my UC will reduce by £327, meaning I will receive £173 UC.

£1000 -£404 = £596
£596 x 55p = £327
£500 - £327 = £173

If I randomly get an extra £500 in my wage it would wipe out my UC payment altogether and once you also take off extra deductions you're barely, if at all better off.

I think some people choose to stagger it so that their payment is slightly reduced over a few months rather than completely wiped out in one go but it works out the same in the long run.

Edited

It was offered to stagger the backdated 6 months over 6 months where I work. 16 people took it up out of about 1700 staff.

mummabubs · 17/11/2024 14:40

fussygalore118 · 16/11/2024 09:51

Which HB?

@fussygalore118 Cardiff and Vale UHB. I wouldn't even know if my husband hadn't forwarded me the email his team got. Suspect my line manager doesn't know herself yet.

mummabubs · 17/11/2024 14:41

Whiteblanket · 16/11/2024 18:21

I am band 8a working 22.5hrs and got an additional £700

Thanks so much for sharing as I'm in the same position and wasn't sure how much to expect. X

fussygalore118 · 17/11/2024 16:39

That's really crap!! :(

JoshLymanIsHotterThanSam · 17/11/2024 16:45

Band 4, 30 hours, I have staggered mine for UC purposes but got around £100 extra in October's pay, so looks like overall I’ll get about £600.

mummabubs · 18/11/2024 13:17

So I think I get what's going on in my health board as they've just released the payslips for our 21st Nov payment. I think the adjustment for the new intermediate steps is what will be paid in January and the backdate at our current wage from April is what we've got now.

For anyone wondering how much of your uplift is eaten by tax/NI etc I was slightly soul destroyed to see my arrear payment was £995 but my actual take home pay was less than £400 more than usual. (I'm on 9.8% pension rate and student loan repayment plan one).

mummabubs · 18/11/2024 13:31

Although to add it looks like I've been incorrectly taxed on it so will have to wait a year to claim a rebate. Great stuff 🤣🤦🏻‍♀️

ToBeOrNotToBee · 18/11/2024 13:40

I'm reading this thread and feeling slightly jealous.

I work in an organisation separate from but run by a govt dept. We haven't even had our payrise agreed yet let alone gone to the union for agreement. Its likely to be Feb before its in our pay packets and the next round begins in April.

Every year it gets later and later and is now beyond a joke.

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