Im a single parent, a professional, with what many consider a good/interesting job, one child, and a salary that 10 years ago would have meant we lived very comfortably.
However.
The cost of living is so high - esp as a one-salary household- that I can’t really save anything meaningful and I budget to the penny. I don’t drink, buy myself new clothes except second hand, have expensive hobbies, buy expensive make up- none of it. Anything spare goes on my child and one, one week holiday a year.
Im of an age when I was hit with the first wave of tuition fee increases- so I’m still paying that back.
I had severe postpartum anxiety, and the NHS couldn’t treat me for 12 months. I couldn’t wait that long- I was definitely not well. Paid for private treatment and put it on a credit card. Still paying that back too. That was 7 years ago.
I have never inherited and will never inherit any property or family money, & the cost of living is so high I can’t save for a deposit - and so I’m stuck in precarious private rented accommodation basically forever.
My industry is making redundancies left, right and center- and I moved to a cheaper-to-rent part of the country where jobs are even scarcer. So if I lose my job, I have no idea what I’ll do.
I could go on- but ultimately life feels far too precarious for someone who has worked hard their whole life, first in education and then work, and achieved everything that a decade or two ago we would have said equated to “success”, and earns what should be a decent salary. It shouldn’t be THIS hard. I have no idea how people who have had less luck and more life challenges are coping.
Its constant grinding anxiety that my life and my sons life could fall apart at any moment if just one thing changes - my landlord sells, my job is made redundant, I get sick etc - there is no safety net, and the only way up is to inherit generational wealth, or at least get a boost up when you’re starting out- and that’s why the UK feels utterly shit atm.