DS17 has crashed his car, then cancelled his insurance help please !!

[iloveshetlandponies]

He only passed a few weeks ago and yesterday was driving home from school and he went into the back of the car in front of him. This was due to someone pulling out on the driver in front and my son braked hard but unfortunately did not stop in time and has bumped the back of the car in front

Luckily no one was hurt and the other driver was reasonable and exchanged numbers and agreed DS (aka me!) would pay for the damage rather than going through insurance . The other chap is going to get a quote for the damage and contact us today to sort

However in his panic my son decided he doesn't want to drive for a while and so went onto his car insurance app and cancelled his own policy 🤦‍♀️ (he has pay as u go with Veygo and it's still insured because I've got my own insurance on the car which you have to have when insured with Veygo)

But now I'm panicking in case the damage is not affordable / the car is a write off and the chap has no choice to go through his insurance. My son now isn't insured - although he was at the time of the accident - so what will happen ?? And it's not like we can just reinstate the insurance as he's now had an accident, Altho not reported

It sounds daft but in all my years driving I've never had an accident and never had to claim so I'm not even sure how it all works !!

i love it when a poster comes back to a thread just to express boredom that it’s ongoing 😆

😂😂😂 I know

Hahahahahahahaha

You guys crack me up with your hilarious wit.

I'm literally dying here.

And @iloveshetlandponies I tried writing a supportive post yesterday for you - but yep - take the piss out of me - that's fine. Every other bugger does anyway, so you may as well join in.

😬

I've not taken the piss out of you @leafybrew ?? Where have I taken the piss?

I was agreeing with you re your last post !! And I very much appreciated the supportive post - thank you X

And that wasn’t what I said.

Insurance companies are awful

This is a tedious argument but you haven’t proved your point, have you?

how did this pan out op?

The collision happened because your son didn’t leave enough distance between him and the car in front, to be able to stop in the distance he could see to be clear. It didn’t happen because someone pulled out on the car in front of him. He can’t possibly have been paying enough attention. Maybe he’s not ready to be driving. You should still be covered by the insurance he had at the time. He’s lucky he’s not being prosecuted for driving without due care and attention.

i was on this up thread… how did all this work out op?

Fine now was sorted weeks ago

Cost of repairs was minimal, other chap a youngish driver too so he didn't want his premiums going up either

Both parties happy 😃