anyone trying to renew a mortar the mimen?
I have to submit 3 months bank statements for new mortgage (looking around have been with same company for 23 yrs and they wanted to put us on 8.5 😆)reduced to 4.75 based on…LTV 27% on their algorithm
we are looking at going interest only for a few years to get kids through uni as it’s cripplingly expensive dc 1s rent is 800 per month and he needs to eat and have a bit of a social life
anyway
sept/oct/nov included
car repairs/paying for doe/history trip for one child/paying off a summer trip/moving to uni…and getting some basics…and Christmas present buying
looking at last 3 months is not great but over the 12 months would give a broader picture
several times in over draft
Is it really difficult to get a mortgage at the moment and do they usually want a survey of the house done
thanks!