I'm in Ireland. Geographical proximity to university is one of the key determinants of secondary school students progressing to university straight from school even with grants available for fees and accommodation. Housing is in short supply and the quantity of student accommodation falls far short of what is needed even though more and more dedicated student accommodation is being built each year. There are two Universities in our town with parts of the campuses spread across the urban area and beyond. And, there are some excellent colleges of further education too.
DD had maximum points in her Leaving Cert and would probably have been offered any course she would have been interested in here in Ireland or abroad. She chose a course offered in our local university. She has a weekend job and is able to save towards a car which she will likely need for a job and towards a house deposit in the longer term. Her course is niche and tiny, only about 25 students in all. A handful of mature students including graduates from other disciplines, about half the rest are in student accommodation and the remainder commute from home. No-one on her course living in commuting distance is in student accommodation.
From her year at school, I would estimate that at least 90% progressed to university locally, about 5% to university in another town or abroad, and the remainder to a college of further education. So DD has lots of friends around campus to meet for lunch or brunch or a cup of coffee.
DD is managing her own time and studies. She gets herself off to uni and work on time. She'll make her own lunch if she is home at that time. She does benefit from a hot meal in the evening and having her laundry done, because we are a family and it makes more economic sense to operate that way. However, she is a competent cook and does know how to operate the washing machine. She can be trusted to run the house if we are away, minding the dog and keeping an eye on her siblings. Living at home gives her an opportunity to maintain her hobbies too. She is not averse to having fun but has no interest in the heavy drinking culture that lots of students chase. All going well, she will graduate without debt. She would say herself that she does realise how lucky she is.
She will have a lot of placements as part of her course and most of this will be away from home so that will be a good experience for her. And, like many Irish students, she will probably take advantage of a J1 visa and spend a summer in the U.S. too.