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Speeding fine and credit card

2 replies

Chocoswirl · 19/11/2023 22:24

I paid a speeding fine on my credit card last week. Checked my banking app today and it’s been processed as a cash advance and I’ve been charged interest on it. I’m really annoyed / upset about this and can’t find any information anywhere either from HMCTS or Bank to say that credit card payments of fines will be treated as cash withdrawals.

Anyone else have experience of this? Is it a mistake / how can I challenge it?

Thanks

OP posts:
FiveWordsWillDoNotEightyFive · 19/11/2023 22:36

Seemingly there are lots of transactions that are treated as cash withdrawals, I had no clue!
https://www.which.co.uk/news/article/paying-with-credit-card-cost-me-60-the-transactions-with-unexpected-costs-aABUd5W2uPLP

I don’t know who your bank are but Halifax do have the info online so it’s not an error.

Speeding fine and credit card
Chocoswirl · 19/11/2023 22:45

Thanks. I wish I had known this before :-(

OP posts:
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