My DH has a new job and we are earning a similar amount, so we’re in the position that we can now get a joint account and share bills equally for the first time. It’s always been a bit ad-hoc before for a number of reasons.
Can you tell me how you organise this on a practical level? Do you both transfer a certain amount into a joint account and pay any joint expenses out of there? Or a certain percentage? How about savings, do you save separately or together or both? Any recommendations for good bank accounts with budgeting and different pots for different things etc?
Any advice gratefully received!