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When was the last time you wrote a cheque? Did you know it would be your last?

131 replies

piintheski · 07/10/2023 20:09

I honestly can't remember when it was, and no I didn't know it would be my last. I do remember paying for childcare by cheque over 20 years ago, so I suppose one of those was my last. It became so difficult with the nursery being unable to predict when they would pay the cheques in that I switched to cash.

A spelling lesson with year 7s, the words "check" and "cheque" came up, and the puzzlement and confusion around the room when I tried to explain 😂

It made me realise for the first time that I haven't written a cheque in decades, and don't even know when I last owned a cheque book, or what happened to it.

I bet there are Mumsnetters who have never written a cheque!

OP posts:
Guiltyfeethavegotnorhythm0 · 07/10/2023 20:50

Like you I would have to say childcare or school dinners and my youngest child is now twenty five .

Gro · 07/10/2023 20:50

A few weeks ago. I took over a business which was firmly in the dark ages, no online banking set up so had to pay the building rent by cheque. I have now set up the online banking so I'm pretty sure that was my last cheque. Although I'm still waiting on the debit card so who knows!

Autumnunmasks · 07/10/2023 20:50

enchantedsquirrelwood · 07/10/2023 20:47

They don't let you pay cheques in via app either. Fortunately we still have a branch with walking distance of my house for the odd time we need to pay one in.

That'd drive me mad, I love scanning the odd cheque I do get on the phone. In fact HMRC are the only people I've received a cheque from ever I think!

RampantIvy · 07/10/2023 20:51

enchantedsquirrelwood · 07/10/2023 20:41

Transfer on your phone would literally take nanoseconds though? Why the need to crank up a PC it's not as easy as that depending on the bank - Nationwide makes you use a card reader for all transfers to new payees.

Not any more. I'm with Nationwide and I just have to enter my password to get into the app again if it is a new payee.

SunflowersAndSmellyTrainers · 07/10/2023 20:53

Interesting question - no idea where my chequebook is so can't see when I last wrote one. If I'd like to hazard a guess, it would probably be for music club at primary school - at least 12 years ago !

Scrowy · 07/10/2023 20:54

I write them all the time from our business account as many of our 'suppliers' don't do online banking.

We get charged £1.50 per cheque by the bank so I try and discourage it as an online transfer only costs the business about 25p. But some of the people we deal with will still only accept cheques and their invoices are handwritten.

I hate if we get a cheque over the limit for being able to scan it it in on the app as its a 1hr round trip to the bank to cash it.

Farming - so about 20 years behind everyone else generally.

Pumpernickles · 07/10/2023 20:55

I use them now and again. Oh, the last time was in August to pay for my disabled railcard. I love having a chequebook.

Mooselaurels · 07/10/2023 20:58

The last time I needed to write a cheque was sometime around 2007, it was the first time in years and I couldn't find my cheque book. I called the bank to ask for a new one, and eventually they sent me a paying in book instead. Not one of those cheque books with some paying in slips in it, a straight up paying in only book. Thanks, HSBC. I'm still annoyed about it even today.

I don't think I wrote the cheque in the end, I either got someone else to do it for me or got around it some other way.

Last time I got given a cheque was 2020, when my son's school trip was cancelled due to COVID they refunded the money via a cheque.

Twospaniels · 07/10/2023 21:00

I wrote 4 cheques about 3 weeks ago, looking at the cheque book 2017 was the last time I used it!
The 4 I wrote were the fees for 4 Powers of Attorney, where the registration will only take a cheque and they had to be 4 separate ones.

Iamanunsafebuilding · 07/10/2023 21:02

LividGas · 07/10/2023 20:27

Bought a leasehold house recently.

Ground rent £1.20 per annum.

Company wrote a very strongly worded letter saying pay them the annual fee immediately, by cheque or postal order.

Thinking it was a joke, I emailed and asked if they had bank details I could pay to as I hadn’t owned a chequebook for a decade.

They very sternly replied once again the options were cheque or postal order.

So I waited a fortnight for the bank to send me a chequebook, at which point I realised my stamps were unusable as they didn’t have barcodes on.

So I had to schlep to a post office with my cheque in an envelope and I’m still salty like it was 1992.

Cheques have the clearest paper trail though. You have the proof that you wrote it and only the stated recipient can redeem it

Cheques are a faff but they give the audit trail!

Oakbeam · 07/10/2023 21:03

Last time I wrote a cheque was November last year. It wasn’t my last because I will be writing another one in November this year.

It’s an annual subscription for a club and they only take cheques.

TheChosenTwo · 07/10/2023 21:07

I’ve never written one 😱
I’m 38, I know very well what they are, my mum used them all the time and dh had a chequebook when I met him but I’ve just never written one myself. I did have a chequebook, I used to let dd use it for her play shop!

Cocothepoodle · 07/10/2023 21:09

I'm 38 and I've never written one.

piintheski · 07/10/2023 21:10

Twospaniels · 07/10/2023 21:00

I wrote 4 cheques about 3 weeks ago, looking at the cheque book 2017 was the last time I used it!
The 4 I wrote were the fees for 4 Powers of Attorney, where the registration will only take a cheque and they had to be 4 separate ones.

wow, that is really odd, I set up power of attorney last year via the government website, and paid online.

OP posts:
LubaLuca · 07/10/2023 21:11

I can't remember, maybe 15 years ago. I remember writing one for school photos a long time ago.

BoomBoom0 · 07/10/2023 21:12

Wrote a cheque 2 weeks ago. I write cheques a few times a year.
I'm 35, London.

Cookerhood · 07/10/2023 21:14

I wrote one last September. I can't remember before that. The DCs (in their 20s) have never had chequebooks. I remember my father showing me how to write a cheque.

DelurkingAJ · 07/10/2023 21:15

Every year for school photos. Cash or cheque only and I’m not sending £90 into school in cash!

TheCountessofFitzdotterel · 07/10/2023 21:15

Couple of months ago. A lot of older independent craftspeople and sellers prefer them if they sell things by post but not in an automated online way.
Also last week dh will have used one to pay the chimney sweep!

PrincessesRUs · 07/10/2023 21:15

Last weeek!! Love my cheque book!

Forgottenmypasswordagain · 07/10/2023 21:19

I pay our lawn service by check, so about a year ago.

MrsPelligrinoPetrichor · 07/10/2023 21:22

I write two every six weeks for evening classes and one every year for WI membership and trips. I send birthday cheque too.

PollyannaWhittier · 07/10/2023 21:25

Yesterday ! We don't have online access to the Brownie unit bank account, and I'm not about to pay the rent to the church hall in cash.
The last time I wrote one from my own account was a few years ago to my pilates instructor, she only started accepting bank transfer during lockdown.
My chequebook and paying in book live in the second drawer of my bedside table. I'm 30 (going on 90 according to PP Grin I hate doing online transfers for large amounts of money in case I make a mistake and it disappears somewhere never to be seen again, but most people don't like receiving cheques now.)

AlisonDonut · 07/10/2023 21:26

We write cheques all the time now we live in France.

It's still a thing here, particularly in the rural towns, where the locals still pay by cheque for shopping.

My last one was for the wood I bought for making raised beds, just 3 weeks ago.

JellyfishandShells · 07/10/2023 21:27

Came across an unused chequebook in the house last week, date of issue 2019, so it must be at least before that. Had a mobile hairdresser until 2018 who preferred a cheque and she was the only payee I paid in that way for about 5 years before that. I do remember having to use it to settle a lot of Probate matters in 2012.

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