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So what happens when we're all old and we don't own our homes?

514 replies

user8665410 · 20/08/2023 09:31

Genuine question.

I'm a millennial with no hopes of ever buying a property despite earning a decent income.

There are many in my situation.

What happens when we're all in our 70s, 80s and 90s - which we will be because medical technology keeps letting us live longer - and no longer able to work. Where will we live? Who will support us? Will we just get kicked out of our homes we've been renting for (potentially) decades??

My current rent is £2,585.00, the State won't be supporting that I'm sure.

OP posts:
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Diyae · 20/08/2023 18:27

JenniferBooth · 20/08/2023 17:03

Peter Lilley speech from 1992

Absolutely chilling.

Half expected him to round off with a chorus of "tomorrow belongs to me". Especially given that it did/does.

BIossomtoes · 20/08/2023 18:29

RudsyFarmer · 20/08/2023 18:25

Alzheimer’s and Dementia are putting the elderly into care homes for twenty years plus. With our lifestyles and diet making the potential for these illnesses to only get worse, what’s the alternative?

The median stay in a care home is 19 months, not 20 years.

Diyae · 20/08/2023 18:30

RudsyFarmer · 20/08/2023 18:25

Alzheimer’s and Dementia are putting the elderly into care homes for twenty years plus. With our lifestyles and diet making the potential for these illnesses to only get worse, what’s the alternative?

You say "our" but something tells me you'd be reluctant to off yourself for the good of society.

DragonFly98 · 20/08/2023 18:32

AcesBaseballbat · 20/08/2023 12:43

"It's selfish not to birth children to wipe my arse for minimum wage when I'm old" is a HELL of a take.

It really alarms me how many people view children not as beautiful unique human beings in the own right, but just as future worker drones.

And yet we're the selfish ones, for not wanting to lumber a poor innocent child with a horrific future on a boiling planet where they'll be exploited as cheap labour?

I am pretty sure consultants providing life saving treatment to elderly people are not on minimum wage. I am pretty sure barristers and city workers and vets a dentists and architects are not either. But you will be wanting others children who qualify in those careers to pay your state pension and more importantly prop up the economy.

LizaMinelliGoulding · 20/08/2023 18:33

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

RudsyFarmer · 20/08/2023 18:35

Diyae · 20/08/2023 18:30

You say "our" but something tells me you'd be reluctant to off yourself for the good of society.

That’s where you’re wrong. I think we should have the right to make the decision about our end of life care and I’d be first in the clue. I’ve seen a relative with Parkinson’s and suspect similar will be coming my way. Like hell am I ending my life in the way this poor relative did.

RudsyFarmer · 20/08/2023 18:35

*queue

AutumnCrow · 20/08/2023 18:36

BIossomtoes · 20/08/2023 18:29

The median stay in a care home is 19 months, not 20 years.

Quite.

The 20+ years caring duties belong to middle-aged women already on their feckin knees with work and responsibilities for DC.

JuvenileEmu · 20/08/2023 18:39

PriamFarrl · 20/08/2023 17:41

We are always being told on MN that we are obsessed with home ownership in the UK and should learn from ‘Europe’ (this being the same homogeneous place, that isn’t loads of different countries, where they actually like children and all the women are thin and beautiful). So what happens in Europe then?

(BTW when I was starting out I was unable to afford to live where I grew up as all the houses had been bought be Londoners as holiday homes so I left everyone and everything I knew and moved to a city. When it became clear that I couldn’t afford to buy in that city I moved to another town where I could afford to buy. I am happy to report that the uk doesn’t consist of just London and tiny villages with just one bus but there are also large town where housing is affordable and there is public transport)

Like a lot of MN claims about "UK v Europe", it's just not true. A few European countries have lower levels of home ownership than the UK, but many more have higher levels. The only countries with a significantly lower rate are Germany, Austria and Switzerland. Belgium, Finland and the Netherlands (just as an eg) are all higher.

Diyae · 20/08/2023 18:39

RudsyFarmer · 20/08/2023 18:35

That’s where you’re wrong. I think we should have the right to make the decision about our end of life care and I’d be first in the clue. I’ve seen a relative with Parkinson’s and suspect similar will be coming my way. Like hell am I ending my life in the way this poor relative did.

Oh well. Bye then.

Oldtiredfedup · 20/08/2023 18:41

I’m utterly fucked.,

I plan on saving enough to get myself to Switzerland

RudsyFarmer · 20/08/2023 18:42

Diyae · 20/08/2023 18:39

Oh well. Bye then.

Is that your way of suggesting I end it now? If so that’s advocating suicide and probably a little stronger than you wanted. Choosing euthanasia with a diagnosis of a chronic, debilitating or terminal diagnosis is rather different than a healthy adult taking their life.

JenniferBooth · 20/08/2023 18:42

@AutumnCrow there is a post from someone on the elderly parents board who is caring for her mother. While her mum was in hospital the nurses phoned her and because she couldnt/didnt pick up the phone they threatened to call the police.

@DragonFly98 And without these unpaid carers propping up the NHS despite SOME NHS workers treating unpaid carers like shit (see above) the careers of those you mention would be a whole lot harder.

I have already decided im not doing it. Because the attitudes towards family carers (who are mostly women) STINKS!

TheHateIsNotGood · 20/08/2023 18:47

@AutumnCrow - pretty much hit the nail on the head - as I stated way, way upthread - life expectancy has peaked and now on a gradual decline.

Not least because of the 'sandwich generation' currently caring for the very aged, working still coz it's 67 now, and also caring for their gdc or even poss a disabled dc too.

Now that's a recipe for an early, rather than later, death to be sure. So don't give up me hearties, change is afoot.

NeverDropYourMooncup · 20/08/2023 19:04

My current rent is £2,585.00, the State won't be supporting that I'm sure

Have you considered not paying so much and saving the difference?

EmmaEmerald · 20/08/2023 19:15

@JenniferBooth "While her mum was in hospital the nurses phoned her and because she couldnt/didnt pick up the phone they threatened to call the police. "

whaaat?! Why would they do that?

AcesBaseballbat · 20/08/2023 19:17

MelonsOnSaleAgain · 20/08/2023 13:41

Yep. There are lots up my way and not all in dodgy areas either. There’s a beautiful 3 bed semi with garden for £165k first time I looked.

Um, £165k is very very substantially more than two thousand pounds!?

£165k is a hell of a lot of money, I'd never be able to save up that much money in a month of Sundays.

AcesBaseballbat · 20/08/2023 19:25

DragonFly98 · 20/08/2023 18:32

I am pretty sure consultants providing life saving treatment to elderly people are not on minimum wage. I am pretty sure barristers and city workers and vets a dentists and architects are not either. But you will be wanting others children who qualify in those careers to pay your state pension and more importantly prop up the economy.

I won't be receiving a state pension, wtf??

The argument was "it's selfish not to have children because other people need to provide labour to take care of me the public when they become elderly."

People who provide care to elderly people are mainly minimum wage.

Since when do vets and barristers and architects provide direct elderly care??

Why on earth are you rambling on about architects, in a discussion about elderly care?

EmmaEmerald · 20/08/2023 19:31

@JenniferBooth thanks
I posted but didn't read all the posts as it's such a long thread

loveandpoprockz · 20/08/2023 19:43

There will be a push for euthanasia and it will be dressed up as a good thing.

TheHateIsNotGood · 20/08/2023 19:50

Here's an update to illustrate the selfishness of my peers:

The unassuming terraced house next door is a 2nd home - after many months of not visiting it, they've finally come and trimmed back some brambles. Have they spoken to me at all? Have they fuck.

Their only recent communications to me are via email, which I don't read and file under 'Wankers'. Given the lack of views and the decrepit state of my neighbourhood I can only imagine how completely unimpressed they and their 'visitors' must feel when they come; which they rarely do.

Not sure what they get out of it other than this unassuming home being part of some 'investment vehicle' but it's just the sort of home that many families round here are deprived of living in - either renting or buying.

MelonsOnSaleAgain · 20/08/2023 19:56

AcesBaseballbat · 20/08/2023 19:17

Um, £165k is very very substantially more than two thousand pounds!?

£165k is a hell of a lot of money, I'd never be able to save up that much money in a month of Sundays.

So sorry. Totally misread your post, thought you had said buying for under “£200k”.

i think the poster saying that you can buy a house wasn’t saying you can buy for £2k but that there are plenty of homes where a monthly mortgage payment would be well under that.

LifeIsShitJustNow · 20/08/2023 20:18

RudsyFarmer · 20/08/2023 18:25

Alzheimer’s and Dementia are putting the elderly into care homes for twenty years plus. With our lifestyles and diet making the potential for these illnesses to only get worse, what’s the alternative?

And where do you stop?
What is your limit as to why it’s ok to use ‘euthanasia’?

Look at what happens in Canada and tell me if you find it ok.
’Not enough money’ is only an answer when you don’t want to spend said money - and our current government has proven that you can indeed find money when you want to. - I’m wondering how many years if care the £2 billions spent on barges that can’t even be used for example….

RudsyFarmer · 20/08/2023 20:28

I think people should be able to choose euthanasia if they are faced with a terminal or chronic Illness with no ability to be cured or no respite from pain. . Of course there has to be a frame work around this. I know in Canada they allow the mentally ill to choose euthanasia and that has come under criticism and scrutiny.

Im not here to say what the fail safes should be and how you stop the disabled or elderly feeling pressured to take their lives if they no longer feel they are deemed ‘useful’. What I would like is the ability to make a living will that would be legally upheld in the event of me contracting a life Alta ring condition and having to suffer and tragic and painful demise.