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Am I being unrealistic? How old are you, and how much do you earn?

205 replies

adhdneedsajob · 22/07/2023 21:08

Doing my tax return and depressed at how little my self employment brings in.
I have a degree in the arts from a RG university and over 20 years experience in the workplace I am 45 ffs and barely scraping £1200 a month
But am barely making any money

What do you do and how have you got there and how can I charge more for what I do?

OP posts:
adhdneedsajob · 23/07/2023 10:14

riotlady · 22/07/2023 23:15

I’m 30, earn 28k a year FTE, which works out as 18.5k part time as a civil servant. Will be going back as a higher grade after mat leave so going up to 36k.

I remember reading in Cosmo or a similar magazine when I was a teen that you should aim to earn the same annual salary in thousands per year as your age (eg. 30k at age 30, 50k at 50). Don’t think it was based on anything to begin with and am sure if it ever was inflation has made a mockery of it now anyway, but somehow it has stuck with me!

Yes I think I remember reading this about the making your age in k BlushGrin
I think that's one of the things that made me ask about age.
Thank you for all the replies..

I was never expecting this kind of response and I agree that possibly other lower earners don't want to share. I don't work full time at the moment I should have shared that... but that is also because self employment is a choice to allow me to work round the DC and because I am probably not utilising the time I have to the best of my ability- another reason to be depressed l suppose:
I am very aware I didn't transfer my BA into anything professional/vocational.

As you may tell from my user name I have (formally undiagnosed/unmedicated) ADHD and I think this has had a real impact on my career
I did work with one client for ages while my kids were younger.
I have a huge amount of experience in a wide variety of topics - but am not a master in anything.
I am also better working in a team...
just wondering if there's any point in retraining at this point. And if so what?

OP posts:
fgfhds · 23/07/2023 10:19

I remember reading in Cosmo or a similar magazine when I was a teen that you should aim to earn the same annual salary in thousands per year as your age

Haha yes maybe that's where I got it from, I felt a real sense of satisfaction when I started earning more than retirement age 😂

Dragonfly97 · 23/07/2023 10:31

.

LaMaG · 23/07/2023 10:49

I'm 46 and earn around 800 per month working 3 hrs a day in a job I love. Retrained and started over in early 40s and happiest I've ever been. DH takes home about 5k a month so we manage nicely. In principle i hate being dependent but it works well for us. I was SAHM for years so enjoy my little pay packet every month.

Broxigirl · 23/07/2023 11:08

39, admin, 30 hours a week and earn £23k a year with up to an additional £4k bonus at Christmas.

BobShark · 23/07/2023 11:21

I'm 42, I earn approximately £70k a year

LanaDeIRabies · 23/07/2023 12:35

TheWayoftheLeaf · 23/07/2023 08:29

Those of us who earn more. I'm always gobsmacked at people accepting a pittance for full time work. You're worth more.

I'm gobsmacked by comments like this.

Do you think people choose to be on low incomes?!

Chatsworth364847 · 23/07/2023 12:38

AHalfWarmedFish · 23/07/2023 08:42

@Chatsworth364847 please can I ask what job you do 1 day a week term time?

and @Cakequeen1988 may I ask what your zero hours £28/h job is?

thanks :)

I'm a teacher.

3BSHKATS · 23/07/2023 12:42

48 and about £120,000 a year, self employed so lots of tax deductible expenses. Id need £180,000 paye to be in the same position.

3BSHKATS · 23/07/2023 12:43

LanaDeIRabies · 23/07/2023 12:35

I'm gobsmacked by comments like this.

Do you think people choose to be on low incomes?!

It’s about pushing back, though, you’ve got to remember we are in a employee short market, especially at the lower end. There is literally never a better Time than now for you to negotiate a better deal for yourself, if you have the courage to do so.

LanaDeIRabies · 23/07/2023 12:52

3BSHKATS · 23/07/2023 12:43

It’s about pushing back, though, you’ve got to remember we are in a employee short market, especially at the lower end. There is literally never a better Time than now for you to negotiate a better deal for yourself, if you have the courage to do so.

Are you suggesting that people in low paid work who don't ask for a raise are cowards?

If DH asked for five grand a year more for the work he does he'd be laughed out of the office.

Honestly what planet do some people live on!

3BSHKATS · 23/07/2023 12:55

LanaDeIRabies · 23/07/2023 12:52

Are you suggesting that people in low paid work who don't ask for a raise are cowards?

If DH asked for five grand a year more for the work he does he'd be laughed out of the office.

Honestly what planet do some people live on!

I think that’s rather the point, instead of twisting my words, why don’t you look at the positive that if he gets laughed out the office he is in a great position to go and get another job with a 5K pay rise and then who’s lost will that be? Because they will struggle to recruit to replace him.

My advice would be to secure the new job at five grand more. Go to your boss and say look would love to stay but unfortunately I’ve been offered a new job at 5K more do you want to match it or should I get my stuff?

riotlady · 23/07/2023 13:15

3BSHKATS · 23/07/2023 12:55

I think that’s rather the point, instead of twisting my words, why don’t you look at the positive that if he gets laughed out the office he is in a great position to go and get another job with a 5K pay rise and then who’s lost will that be? Because they will struggle to recruit to replace him.

My advice would be to secure the new job at five grand more. Go to your boss and say look would love to stay but unfortunately I’ve been offered a new job at 5K more do you want to match it or should I get my stuff?

I think you are missing that in many industries minimum wage is the standard. DH works in the kitchen at Wetherspoons, there’s no other kitchen he can go to that’s going to pay anything else but minimum wage. Likewise people in retail, care work, lots of public sector roles.

LanaDeIRabies · 23/07/2023 13:18

3BSHKATS · 23/07/2023 12:55

I think that’s rather the point, instead of twisting my words, why don’t you look at the positive that if he gets laughed out the office he is in a great position to go and get another job with a 5K pay rise and then who’s lost will that be? Because they will struggle to recruit to replace him.

My advice would be to secure the new job at five grand more. Go to your boss and say look would love to stay but unfortunately I’ve been offered a new job at 5K more do you want to match it or should I get my stuff?

And where will he find this mythical job that will pay him five grand a year more for doing what he does now?

3BSHKATS · 23/07/2023 13:22

LanaDeIRabies · 23/07/2023 13:18

And where will he find this mythical job that will pay him five grand a year more for doing what he does now?

Are you actually serious? Did you want me to wipe your arse for you as well?
we have the lowest unemployment rates since World War II. I guess you can only lead a horse to water though. I wouldn’t get out of bed for five grand a month, maybe I’m worth listening to or not no skin off my nose is it?

LanaDeIRabies · 23/07/2023 13:44

3BSHKATS · 23/07/2023 13:22

Are you actually serious? Did you want me to wipe your arse for you as well?
we have the lowest unemployment rates since World War II. I guess you can only lead a horse to water though. I wouldn’t get out of bed for five grand a month, maybe I’m worth listening to or not no skin off my nose is it?

Gosh, you're rude aren't you.

Some people simply don't understand that certain jobs only pay so much. DH is at the top of his pay band on £27k. Stamping your feet and demanding more money in his role - either with his current employer or a new one - would be the quickest way to be shown the door.

Amispringy · 23/07/2023 13:49

MixedCouple · 22/07/2023 21:26

Hubby is sole earner. Engineer worked his way up over 15years and is now in Management away form the hands on stuff earning £54k. BUT he could earn more but he hates stress and know it will only get worse the higher he goes. He would be on £80k a year 5+years ago which annoys me as we still rent. We don't do Mortgages for religious reasons, but had he been earning more we would be on our way to buying our first little home even a 1 bed and then moving up the property ladder slowly.
I am still trying to convience him as he has a fantastic mind and a hard worker he could he doing wi much more!!!

How embarrassing for you

The OP asked mumsnetters the question

Not sure why we need to know about "hubby"

Lordofmyflies · 23/07/2023 13:54

45 years old, own medical business which I set up 15 years ago. I earn approx £80,000 and work 4 days a week.

Wallywobbles · 23/07/2023 13:57

HappyMavis · 22/07/2023 21:52

I love a good how much do you earn topic!

19, earn £350k (solicitor). My DH of ten years is on £500k (partner at an architectural firm). Hope that helps.

Is this a typo? 19?

BarbaraofSeville · 23/07/2023 14:11

I took that as a piss take but you're right it could be a typo on the age with truthful salaries, which is of course incredibly helpful to the OP who would only need to put in a decade or two of hard work and study to get to that position so if she's lucky she might manage it by retirement age.

Hibiscrubbed · 23/07/2023 16:25

BA,MA, PhD: 3m per annum, media.

OwlBabiesAreCute · 23/07/2023 16:59

Mememe1234 · 22/07/2023 21:21

I’m 39 and on £88k base and just over £100k with my bonus. The husband is 44 years old and on £250k a year.

Im a middle manager (team lead/director) in a research agency and my husband is a self employed network lead working in investment banking.

Christ that's nearly £30k A MONTH 😮

littlehattie · 23/07/2023 17:07

@OwlBabiesAreCute that's before tax though. PAYE jobs in that bracket are heavily taxed and there will also be pension contributions (student loans likely paid off).

jennyjones198080 · 23/07/2023 17:12

OwlBabiesAreCute · 23/07/2023 16:59

Christ that's nearly £30k A MONTH 😮

Probably closer to £17k

adhdneedsajob · 23/07/2023 18:03

I have found this helpful in lots of ways and depressing on others.
Thank you to those who have been kind enough to Dm me
I am still not sure as to what to do next... I have a lot to think about

OP posts:
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