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Car accident - anyone know how long until claim settlement etc??

10 replies

OrlandointheWilderness · 17/07/2023 19:45

This morning a neighbour drove into my car and pushed it through a fence. Her insurance (LV) have rung me, said they are writing it off, booked a hire car and given me a portal to take photos which I've uploaded. Just wondering how long they take to do a valuation and pay out as obviously I need a car!!?!

OP posts:
thefinaltwist · 17/07/2023 19:51

I was around 3 to 4 weeks and I got market value for my car

Callmesleepy · 17/07/2023 19:59

It's generally a bit slower at the moment so I'd plan for a month to two months. You should get a hire car until yours is officially written off and you have the money to buy a new one. I'd start looking for a new one that's the same now to use in the negotiation on value, remember you should be able to buy the same car at the same standard.

lyridiculous · 17/07/2023 20:01

When my car was written off I got the money in three days! I was very impressed with that.

Oh, and don't necessarily take the insurance company's first offer!

OrlandointheWilderness · 17/07/2023 20:04

Thanks everyone. I'm concerned they are going to give me a ridiculously low offer (it's a lower value car anyway - a 2006 freelander). I'll start looking @Callmesleepy - thank you. I've never done this before and it is a pain in the arse!
The insurance says I have the hire car for 5 days.

OP posts:
Totaly · 17/07/2023 20:11

Do your research and find like for like as a base point say £3000 or whatever so you can ask for a higher value

If you have more money you can then add that to buy newer

LondonLovie · 17/07/2023 20:24

Christ I had a no fault accident in January and it's still not sorted.

OrlandointheWilderness · 17/07/2023 20:25

Yes I thought I can top it up a bit @Totaly, we're in the middle of moving house etc which isn't ideal and there isn't much spare cash going around but I think I can find an extra £500.

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OrlandointheWilderness · 17/07/2023 20:26

Oh god @LondonLovie how are you managing for a car!?!

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maximist · 17/07/2023 20:46

My car (a somewhat battered 2011 i20) was bumped into on Friday 6 June, I had a hire car by the Tuesday afterwards, at the end of that week they wrote mine off, and by the middle of the week after I had a very generous offer for mine (I was expecting them to offer about £1500, and was hoping to argue them up to £3500 based on internet valuations, but they came straight in at £4300, so I snatched their hand off). I had the money less than four weeks after the bump, and kept the hire car till just before that, as I'd bought a new car by then. This was with Hastings Direct, I was very impressed with them.

OrlandointheWilderness · 17/07/2023 21:11

Oh that's good service @maximist. Fingers crossed!!

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