Hiya!
I'm looking for July/August 2024
I can pay in full, or pay it off - it makes little difference - but are these packages generally more expensive a year out to ensure they get the most from people who need to pay it off?
Do they drop closer to the time?
I normally book flights with Ryanair and source my own hotel, transport etc. but we want one of those all inclusive resorts due to having oodles of small children who will now really benefit from the kids clubs, slides etc.
Your help would be most welcome 
Also - thinking Jet2 or TUI