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Wall covered by home insurance?

2 replies

WalltoWall1 · 19/06/2023 20:32

What do we think? Should this be covered by home insurance? (🤞).

Policy does state walls and fences but worried they will try and work out of it because it's actually just the back of the wall that has fallen down and the front (the side that can be seen from our garden) is still intact.

You wouldn't even know to look in our garden, this is on the other side into the property behind ours land however according to our deeds it's our boundary to maintain so I'm really hoping its covered!

Also, half of the fallen down part is actually next doors boundary, so how does that work?! If the insurance does pay out I'd be happy to just get it all fixed but if we have to pay ourselves I guess we ask next door for some toward it?

Wall covered by home insurance?
OP posts:
Marmight · 19/06/2023 20:42

Why has it fallen down?
Lack of maintenance? Home Insurance doesn't cover wear & tear

WalltoWall1 · 19/06/2023 20:44

I have no idea why its fallen down, we've not long moved here unfortunately!

OP posts:
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