Nobody should be able to choose not to work.
It baffles me the amount of people who see benefits as a right, and ho complain bitterly if they are expected to work.
My mum’s neighbour gets UC because only her DH works so they get childcare element. However, she’s not incapable of work, she’s just chosen not to, and in the meantime she spent her £100k inheritance on refurbishing her house, which she happily boasted about.
Someone my sister works with only works sixteen hours a week because, in her words, “If I work more the government won’t pay my rent.”
We’ve become a country where benefits are seen as a lifestyle choice, not a last resort. If you’re capable of work then you shouldn’t have a choice to claim benefits.
There will be those who absolutely can’t due to their own ill health, but let’s not pretend that there are vast amounts of the population who are unable to work.
And as for home educating, well, if you can’t afford to do it then your kids will just have to go to school like the rest, with the exception of children with SEN who may not be able to get a place.
People can only make those kinds of choices if they can afford to. If not it’s not the taxpayer’s job to fund them.