Sadly, it really is as bad as it seems, if not worse. I work full time in what many would consider a well paid job. I'm in that bracket of 'looks good on paper' but the past 2 years, my reality has shocked me and the past few months have made me realise how much I'm struggling.
I haven't been on holiday for 6 years, through I was lucky enough to have an extended long weekend in the UK during the hottest weekend of the year celebrating 2 milestone family birthdays, and recently had a long weekend (sleeping on campus at DC uni for free) when I went to pick her up. We went sightseeing and had a meal out. I had to save up for it. Never had to do that for a meal out EVER - not even in my student days.
I haven't had central heating for 2 years as its needs replaicng and I've never got the money to do so.
I don't have a cooker as my washing machine fell through kitchen floor 7 weeks ago - one whole side has collapsed, and the insurance is refusing my claim. I cook on a camping stove and use slow cooker and table top halogen cooker. This morning, my house was so cold, I could see my breath.
I haven't slept upstairs for a month as it's too cold. I sleep on a camp bed in the living room with 3 hot water bottles, 2 layers of clothes, including a hat and hoodie. DC home from uni has electric blanket and I've put electric oil radiator in there so they can study.
I stopped buying fresh fruit and veg whilst DC at uni and now I use Olio and local food bank for fresh stuff.
I am not on benefits. I earn just above £50k gross. I shouldn't be struggling but every day I make choices - food/heat/switch on TV. And I do it all whilst trying to hide from my DC how bad it is as I don't want them to worry. I work from home and have 3 waterbottles to keep me warm. I wear gloves indoors when working.
Without Olio and local community centre food waste programme, I'd probably live on beans, pasta, rice and cheese.
And the really sad thing is I don't see me ever getting out of this situation. I work hard, I've worked my whole life. I used to consider myself well off - foreign holiday every summer, nice things - gadgets etc, food shopping at Waitrose and M&S, meals out, take away Friday, frequent UK travels, concerts, gigs, art memberships, regular charity standing orders. A good comfortable life.
My reality is not unique or unusual.
I'm luckier than lots of people.