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Original poster

Omg I've crashed the car. How much is this going to cost?

82 replies

omgnonono · 20/09/2022 17:55

I'm in a right state and my husband is going to be furious. Is this really bad? Are we talking ££££? I'm so upset.

Omg I've crashed the car. How much is this going to cost?
Omg I've crashed the car. How much is this going to cost?
Omg I've crashed the car. How much is this going to cost?
OP posts:
Original poster
omgnonono · 20/09/2022 17:55

😭😭

Omg I've crashed the car. How much is this going to cost?
Omg I've crashed the car. How much is this going to cost?
OP posts:
WinterWonder2021 · 20/09/2022 17:57

Won't he just be relieved that you're OK op?
The car is replaceable, you're not.

SeriousChild · 20/09/2022 17:58

I've no idea but these things happen and that what's insurance is for.

If your husband's reaction is anything other than "OMG are you OK?", you should be furious.

Biscuitandacuppa · 20/09/2022 17:59

Claim on the insurance? It looks like a full new bumper required and hopefully there’ll be no damage to the crumple zone.

RuthW · 20/09/2022 17:59

Glad you are ok. Won't insurance pay? I'd say a few thousand for that.

Original poster
omgnonono · 20/09/2022 17:59

I thought I was in park and I wasn't, I turned around to pass something to my toddler and next thing I knew I'd crashed Sad it was just stupidity so I imagine he'll be pretty annoyed at the cost if it's going to be thousands 😭

OP posts:
LIZS · 20/09/2022 18:00

A new bumper and headlight . Did you go over something or collide?

KittytheHare · 20/09/2022 18:00

looks pricy but that’s why people have car insurance. It happens, it’s horrible but you’ll both get over it

Timeforabiscuit · 20/09/2022 18:00

I know the shock will be massive, but it looks like a cosmetic ding, cars are made to be dinged and keep the people inside safe.

ThisUserNameIsAvailableOk · 20/09/2022 18:01

"it was just stupidity so I imagine he'll be pretty annoyed at the cost if it's going to be thousands 😭"

You wont need to pay thousands because you'll claim on the insurance. If your husband is angry with you for having an accident then he's a dickhead.

BabyNo11989 · 20/09/2022 18:07

If it makes you feel any better OP I did worse than that, similarly not in park but in drive. It went into a bin shed, took that out AND a tree all bent over 😂 this is in addition to the damage to car. It was thousands, insurance sorted it all. I was fuming at myself at the time, but now I can laugh

PorkPieAndAPickledOnion · 20/09/2022 18:11

The insurance will sort out damage to the car.

I am more worried about the fact you’re so scared of your husband’s reaction. That’s a far bigger issue. Is this how you always feel when something goes wrong? What reaction are you expecting?

Original poster
omgnonono · 20/09/2022 18:11

Husband gets it was an accident but is upset how much it'll cost he's saying we can't claim on insurance because we'll lose 20 years no claims? I don't get it surely the whole point of insurance is using it if you need to Sad

OP posts:
JenJones5 · 20/09/2022 18:11

The headlight is likely to be the most expensive bit. Add in the bumper and anything a bit bent behind it and I’d give a “finger in the air” estimate of £1,000 to get it looking like new again.

Move22 · 20/09/2022 18:14

Did he protect the no claims bonus?

PerfectPlum123 · 20/09/2022 18:15

Hope you are ok OP. Remember you will need a new car seat for little one. Definitely claim on insurance

LordEmsworth · 20/09/2022 18:15

No, you'll lose 2-3 years of your no-claims discount

www.comparethemarket.com/car-insurance/content/no-claims-discount/

And after 9-10 years' no-claims, the incremental discount is minimal. So even 15-16 years of no-claims will be very similar to 20 years...

MynameisJune · 20/09/2022 18:16

Depending on the car a new headlight unit can be £1000+ and then bumper and potentially needing re-spray. I hope he protected the no claims but either way accidents happen and that’s why we have insurance.

scissorsandsellotape · 20/09/2022 18:17

WinterWonder2021 · 20/09/2022 17:57

Won't he just be relieved that you're OK op?
The car is replaceable, you're not.

This right here.

LIZS · 20/09/2022 18:18

If it is a relatively new car did he take out a policy for cosmetic body damage?

Oblomov22 · 20/09/2022 18:18

Ouch. That looks expensive. Dh's best friend owns a garage and I fear that this will involve lots of different bits of work.

Round here though loads of people will give you a price online just by photos to mend prangs.

LondonQueen · 20/09/2022 18:19

It doesn't look too bad to me. maybe a couple of £££ at most.

Dragonskin · 20/09/2022 18:20

SeriousChild · 20/09/2022 17:58

I've no idea but these things happen and that what's insurance is for.

If your husband's reaction is anything other than "OMG are you OK?", you should be furious.

Absolutely agree with all of this

User1754983 · 20/09/2022 18:20

Does he not protect his no claims, it's usually only a little extra

Phillipa12 · 20/09/2022 18:24

op if it makes you feel better years ago I was driving behind my now exhs car and my toddler started playing with the car door, I turned round and told her to stop it, I took my eyes off the road for 2 seconds and when I turned back the queueing traffic had stopped and all I could think was that my exhs brake lights looked so pretty. I was only going 20mph but was driving a Discovery, I wrote his car off. Use the insurance that's what it's there for and as pps have said you are not replaceable, the car is.