My problem is that I don't think that I really have many places to make cuts.
- I don't get takeaways
- I haven't been for a meal out for about 2 years
- When I look at my bank statement, it's bills, plus food.
- I haven't bought any new clothes for about 2 years.
- I don't drink alcohol or tea/coffee so there's no cuts to be made there.
- My mobile phone is £6 a month and I can't find a cheaper plan (that has unlimited calls and texts so it's ultra good value).
- I have a landline I don't use but I have to have that to have the internet. It seems like a total waste of money tbh. Can't seem to find a solution for that.
- My leisure stuff is things like going to parks, feeding birds or squirrels, going on a short walk, it's all stuff outside so no fees.
The main way I think I could make cuts is to go to the shops at the time they do the yellow stickers and to buy my meals from the section in the fridge that has reduced items. I got a really nice wrap from there for 60p the other day. That could possibly save quite a bit of money. The other thing might be that when there are deals on, to buy more of those items (buy in bulk) instead of buying say two. A lot of these items keep for two years. When I see something like that I usually only get two of them.
I don't go to the hairdresser or have any beauty treatments like nails. I don't have a gym membership or go to any classes. I just can't find many areas to make cuts. My bills are on the best tariffs, I researched that years ago.
So maybe I simply need to look into bulk buying more as maybe that's where I'd save the most money, I don't know.
The other thing is, when I was doing well financially and things were very different I bought a backpack, an Osprey Rook 65 litre. It was £150. It was for a camping trip that I never went on, so it has never been used, it's brand new. I want to sell it as it's just sat in a plastic bag, doing nothing, and I don't think I'm likely to go camping. I could use the money to buy new shoes which I desperately need. Where do you think is the best place to sell something like this? Ebay? I've never sold on Ebay tbh. It is not that heavy so presumably I could post it wrapped up.
I'm not on any benefits I'm self employed just going through a rough patch. But when I look at where I can make cuts it's literally bills and food, all I buy is food. I need to gain weight so that makes it more tricky too.