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DH facing driving ban due to speeding- any ideas on wait times?

93 replies

Xtraincome · 24/06/2022 13:55

Hoping someone can help who has experience as I am struggling to find answer online.

DH will accrue 12 points on licence due to speeding. I am fuming as we are moving house- that's a separate thread for another time.

The letter was issued yesterday about his speeding, how long from now until they can take his driving licence off him? Roughly?

Any help is greatly appreciated 🙏

OP posts:
Aphrael · 24/06/2022 14:01

They have six months to charge. If he can come up with an exceptional circumstances argument for court they may let him keep his license, impact on others carries the most merit.

He should post on pepipoo.co.uk too.

Xtraincome · 24/06/2022 14:15

Thanks @Aphrael that's great. Have passed on website to him.

When he gets his licence back will his insurance go up? He is convinced that unless you tell them you were banned they'd never know, I believe this is BS and if you lie they will know.

OP posts:
OnceAgainWithFeeling · 24/06/2022 14:19

Xtraincome · 24/06/2022 14:15

Thanks @Aphrael that's great. Have passed on website to him.

When he gets his licence back will his insurance go up? He is convinced that unless you tell them you were banned they'd never know, I believe this is BS and if you lie they will know.

Of course they know.

Expext a premium of several thousand.

Interested in this thread?

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Wombat27A · 24/06/2022 14:19

If he doesn't truthfully answer the questions for the insurance, the car will be uninsured.

MrszClaus · 24/06/2022 14:20

Xtraincome · 24/06/2022 14:15

Thanks @Aphrael that's great. Have passed on website to him.

When he gets his licence back will his insurance go up? He is convinced that unless you tell them you were banned they'd never know, I believe this is BS and if you lie they will know.

They'll know, but if you also don't declare it on the insurance (when asked questions about previous bans) your insurance isn't valid and won't protect you.

OnceAgainWithFeeling · 24/06/2022 14:20

If he lies and they find out (they will) theyll
cancel his policy (add a zero to the thousands of ££a premium for that) and may also file a CIFAS marker for fraud (bye bye any chance of a mortgage).

Is he always so stupid/reckless?

ghosttree · 24/06/2022 14:22

He has to tell them when he applies for car insurance. They will ask.

PineappleWilson · 24/06/2022 14:23

Won't he invalidate his insurance by lying to them?

lunar1 · 24/06/2022 14:29

His insurance will probably be invalid if he doesn't declare that he was banned. A former friend of mine was banned and it was significantly more expensive after-she also couldn't get insurance from several of the main insurers.

Karatema · 24/06/2022 14:48

Xtraincome · 24/06/2022 14:15

Thanks @Aphrael that's great. Have passed on website to him.

When he gets his licence back will his insurance go up? He is convinced that unless you tell them you were banned they'd never know, I believe this is BS and if you lie they will know.

They may not know immediately but when he has a claim the policy may be void. The insurance company will pay third party costs but will then look to your DP for recovery! They certainly won't pay for repairs to his car! Third party costs could be in the millions! They will take him to court to recover.

Wombat27A · 24/06/2022 14:50

Yep, never mess with insurance. Declare everything, including any modifications to the car, however basic.

Is he normally a twat?

WhereIsVillanelleWhenNeeded · 24/06/2022 14:56

Xtraincome · 24/06/2022 14:15

Thanks @Aphrael that's great. Have passed on website to him.

When he gets his licence back will his insurance go up? He is convinced that unless you tell them you were banned they'd never know, I believe this is BS and if you lie they will know.

If he’s coming out with ridiculous comments like that if he gets a ban hide all the car keys for the duration. He sounds like he’d probably think that popping to the shops in the car would be ok, as long as nobody found out too.

harriethoyle · 24/06/2022 15:06

Jesus Christ, he sounds like an absolute moron 🙄 lying on your insurance invalidated it and is fraudulent

Shade17 · 24/06/2022 15:15

Please speak with Andrew @ www.counsel.direct. If anyone can help your DH avoid a ban it’s him.

Aquamarine1029 · 24/06/2022 15:21

How can you stay married to such a stupid man?

Shinyandnew1 · 24/06/2022 15:23

What a prince amongst men!

Has he even told the insurance company about the current points on his licence??

brianixon · 24/06/2022 15:41

Sorry to add more bad news, If he doesn't declare everything to the insurer, he will be uninsured. Driving without insurance is a crime and the police almost always prosecute after taking the car away from him. It could be crushed or you might have to do some fast talking to prove it is partly yours.

Xtraincome · 24/06/2022 16:09

Hi guys,

Thank you for all your replies. I am not pleased at all, super disappointed really. I am just trying to prove to him that his continuing avoidance of really facing the issue isn't good for us or him for the future. A conviction for fraud would be the end of us so not sure why he is thinking he is impervious.

Just trying to get things in order as sensibly as I can so I don't stress.

To the PP who said I could prove it was partly mine- won't ever happen. He is on his own with his awful car habits. I never put myself on his car and he will never drive mine again sadly.

Thank you for a barrister recommendation, will pass it on to him tonight.

OP posts:
Shade17 · 24/06/2022 16:21

It could be crushed or you might have to do some fast talking to prove it is partly yours.

They only dispose of cars if they aren’t reclaimed after being impounded. As long as you pay the recovery and storage fees you will get it back.

vitahelp · 24/06/2022 16:21

Xtraincome · 24/06/2022 14:15

Thanks @Aphrael that's great. Have passed on website to him.

When he gets his licence back will his insurance go up? He is convinced that unless you tell them you were banned they'd never know, I believe this is BS and if you lie they will know.

I've no idea if they know or not, but if you don't tell them your insurance would be invalid anyway since you have deliberately withheld information. So he might as well save money and not have any insurance if he's going to do that.

A friend of mine had 12 points and went to court where she got out of the driving ban by claiming she needed to drive for her livelihood etc. I wrote a character reference for her. However others I have heard of still took the ban even after attempting to appeal.

Xtraincome · 24/06/2022 16:48

To add, although I think justification of character can seem superfluous in this situation, BUT- DH is an exceptionally good partner, hard-working, supportive and a 50% parent and house keeper/cleaner without being asked or nagged. He cares for my mum without being asked and is exceptionally patient with me when I am in a dark place.

However, he is not good at processing change and managing his mood when he is at fault. He is last minute and reactive to stressful situations and can put a lot of pressure on me inadvertently.

We have had issues over the years but they have passed- but the driving recklessly issue is a very big problem and could lead to divorce, I think he knows this. His solution is to avoid a costly problem or pretend it won't exist to him and no one else could possibly be impacted. I personally feel he should stop driving for a long while, not just the 6 months ban.

OP posts:
harriethoyle · 24/06/2022 16:58

Sounds like you've got your head screwed on at least, @Xtraincome . Good luck...

Wombat27A · 24/06/2022 18:20

Yep, I had a friend with a DH like that. Got banned, has her driving him about heavily pregnant at the crack of dawn, yadda, yadda, yadda...

She adored him but it all got too much & they divorced. He never really changed.

The only thing you can do is point out the consequences & effect on the family, the rest is up to him. Can't fix stupid.

Flopisfatteningbingforchristmas · 24/06/2022 18:27

Xtraincome · 24/06/2022 16:48

To add, although I think justification of character can seem superfluous in this situation, BUT- DH is an exceptionally good partner, hard-working, supportive and a 50% parent and house keeper/cleaner without being asked or nagged. He cares for my mum without being asked and is exceptionally patient with me when I am in a dark place.

However, he is not good at processing change and managing his mood when he is at fault. He is last minute and reactive to stressful situations and can put a lot of pressure on me inadvertently.

We have had issues over the years but they have passed- but the driving recklessly issue is a very big problem and could lead to divorce, I think he knows this. His solution is to avoid a costly problem or pretend it won't exist to him and no one else could possibly be impacted. I personally feel he should stop driving for a long while, not just the 6 months ban.

Does he speed with the kids in the car!

Flopisfatteningbingforchristmas · 24/06/2022 18:28

Flopisfatteningbingforchristmas · 24/06/2022 18:27

Does he speed with the kids in the car!

Actually scrap that. He speeds when kids are in other cars. Risking his life and others doesn’t make for a great Dad.

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