I arranged for a tree surgeon to visit to assess some work in the garden. He said he couldn't come except at 10.30 on a Saturday, which was mildly irritating (had to cancel meeting friends for lunch) but fine.
At 8.30 he was banging on the door. I threw on my dressing gown to answer, but had clearly been in bed (and asleep) when he arrived - as he commented. Embarrassing, but I slung on jeans and a hoodie and joined him in the garden.
He wasn't able to do the work in the next month, but would ring to arrange a date.
A fortnight later, and I have a work from home day. First Zoom meeting not until 9.30, so I answer my overnight emails in bed from 8am.
8.30, loud banging on the door. I assume it is the postman so answer the door in my dressing gown. Tree surgeon and mate. Come to do the work. 'Sorry to get you out of bed again, love'.
This time I styled it out. Put on my pink gardening crocs and roamed the garden in my dressing gown in the drizzling rain, checking they knew what to do.
It's hard, but life is too short to be embarrassed all the time.