I know there’s no set answer, but I’m curious to know how much we realistically need to save. My SO and I are both 29, and I feel like I constantly have baby fever. We both have a decent joint income of >130k which I think means that we could afford the day to day cost of parenting but I wonder if we need to have enough saved for a few years (e.g. 5 years) of education, extra-curriculars and childcare or is it enough to just cover all the expenses of the first year + maternity leave? My SO and I cannot seem to agree on this. We are getting on a bit now, but the reality of being a mum is a bit worrying and almost frightening…(all of my disposable income will no longer be available for me to buy/do silly and pointless things, no more me-time, can’t just decide to go abroad on a whim). But the money issue is the first hurdle to figure out…