Help please, I'm an idiot! Renewed my car insurance by mistake

[clericalerrors]

I had it noted down that my insurance runs out at the start of October. Was thinking over the weekend I must start looking for quotes, then yesterday an email popped up from my current insurers saying my insurance was (auto)renewed for another year :o

I've checked today - as I usually shop around, and the premium is £150 more than the cheapest quote (and about £100 more than I paid last year).

Am I stuffed now and have I just cost myself £150? Or can I cancel and go elsewhere? Does anyone know?

Feel like such an idiot, I think I must've confused the renewal date with my home insurance (which does run out next Monday).

sorry that should have been a not a . Far from the latter at the moment, closer to crying!

you're in the cool off period, just call them and cancel

when you set up your new policy you can require auto-renew not to be active, then that won't happen next time but you will need to be on the ball with setting up a new policy (but they remind you anyway).

Don't stress, totally fixable just call them.

Ah thank you so much. Didn't realise it was set to auto renew, I will definitely check that this time.

Trying to call them now to cancel.

They should've sent your renewal quote about a month in advance

I did the same last year. Completely forgot. I just did the online chat thing and they cancelled the renewed policy, no issues.

I think if you realise pretty quickly, not 4 months down the line it's ok.

thanks again, called up and they offered me a price £5 lower than the cheapest quote. So I've now saved £155 - result!

Very relieved now :)