£111k would suit me nicely.
I have put a lot of thought into who I would want to help and how, alongside how they would not know the money came from me.
Now is the perfect time as we have just distributed most of the estate of my late parents so that it would be entirely plausible within the family to have the lawyers tell them there was another little something which would turn out to be £1M each.
That would use up £18m, as I would need to be included in the distribution.
The importance of not knowing it was from me, is to avoid the botheration of any of them deciding they had not been given their fair share or whatever. People complaining when they had been given such sums would I really think, be very difficult to hear with grace.
Next up would be two friends, both of whom are a generation younger than me and both of who would (have already) refused money from me, although they both could really do with it, one from illness and the other to smooth the path of the divorce.
It would be a good use of the to buy a house for a dear friend and her DC to provide somewhere decent for them to live. It would be pleasing to strip the other party in the divorce of his power, which he has been misusing by heaping delay after delay onto the settlement. Couldn't risk just giving her the money as I could not trust him not to go after it in the settlement. He has already done worse.
There are other established charities which I have been supporting in a very modest way. I would like them to be pleasantly surprised by the bequest of a regular income which they could use for the boring office and staff expenses. Lots of people make bequests and, if they are large, tend to stipulate they are to be used directly for the animals or whatever. I would want them to know that their boring but necessary expenses would be covered so they no longer need to worry about these background expenses.
The local primary school would be my next target. I know some of the teachers and how, although it's a reasonably wealthy area, there are still children who are neglected, who could never afford to join outings etc if there were not help given.
Very privately so no one actually knows.
I would like them to know that the PTA will have the funds to help with whatever is required so they teachers no longer need to sometimes pay for children themselves, which I find heartbreaking, given that teachers are not that well paid in the first place.
There are some changes I would like to do to our house to make sure it will continue to suit us as we get older. I would hire someone to project manage the work and go and live somewhere else while it all gets done. There are some great views of the Thames from The Savoy (and their cocktails are good). I'd probably pick the room from whose window Monet painted the view of Charring Cross bridge. If I liked it as much as I think I would, I would keep the suite on as a pied a terre in London.
Not for me owning property, needing to change lightbulbs and get plumbers etc as required. Suites in hotels all the way got me. I would have a PA type person whose responsibilities would be to get to each hotel suite or apartment ahead of me, and put out all the pictures, clothes, toothbrush's etc so i had the comforts of home wherever I happened to be, with the toothbrush on the right and lavender soap on the left as I like it to be.
No more packing and unpacking again ever for me.
Fresh socks each day too. There would be a warehouse somewhere from whence my clothes etc would be couriered out to wherever I was going to be
Quite a bit of thread, I have put a bit of thought into how I would go about this.