Package Holiday - lowest price monthly payment

[Stormytroopert]

I’m wanting to book a holiday abroad for next year but the ones I’ve looked at all want £200-£300 per month. Are there any that spread it out longer so it’s less each month? Thanks

You'll struggle to find a holiday with finance that takes more than a year to pay for it, as that would probably be irresponsible lending.

You could see if you could pay for it with a loan or 0% credit card on a spending or balance transfer offer, but it's unwise to get into debt for something like a holiday.

If you need longer to pay for it, you should save what you can between now and next year and look for a last minute deal or other cheaper holiday with the money you do have, or book for the year after with more time to save.

Sorry if it's not what you wanted to hear.

As holidays are discretionary spending its best they are paid for before you go, although I could see some argument if it was a once in a lifetime experience (eg family wedding in NZ).

Personally I would save the money starting now and then see what you can get when the time comes. If its not what you want and will take longer to save, then plan to go in 2023.