Life Insurance/Critical Illness etc

[Daenarys]

So I am currently trying to sort life insurance and crit illness and income protection. Not sure what is normal, and what others generally pay. I am early 30s in good health, earn around 100000/yr and been quoted almost £100/m for lump sum £500000 on death, £30000 for crit illness, and income protection for half salary if unable to work. Would love to hear what others are doing/pa ying as I am lost!!

Anyone?

I'm paying £10 a month but just to cover my remaining mortgage (so it's a decreasing term one), starting at just over 200k

You will get a cheaper monthly rate if you go through an online broker which costs £25. Recommend you read this article www.moneysavingexpert.com/insurance/cheap-life-insurance/

I would really go through a broker for life and critical illness cover, I don't think they're entirely necessary for mortgages, but life insurance I do, there are so many pitfalls. They will usually ask how much you want to pay and find the best cover for your circumstances and budget.

Thats helpful, thanks for these replies will check this 0ut!