Best value courier for items over £60?

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I don't know if I'm being a bit dense (possible) but I want to sell an item on eBay that will definitely sell for around £100.

All the couriers I'm looking at seem to only offer compensation of £20 or £60.

Is there a courier that offers more compensation?

We're selling things to raise money because of the financial impact of COVID so I really can't afford for them to "go missing" in the post and not get the full amount.

Any pointers gratefully accepted...

Hermes allow you to insure items for more than that, although I think it's an extra 90p for the extra insurance.

*Should probably add, I know Hermes aren't always the most popular on MN, but I've personally never had an issue with them. Recently sold around 20 items on eBay all sent via Hermes and every one of them arrived without issue. I did unfortunately have to claim last week for a jacket I returned from an online order which arrived back at the retailer as an empty box, but the customer service for the insurance has been good and looks like they're going to refund the £90 cost of the item.

Great, thanks.

I had been put off Hermes but will give them a go.