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Car insurance question - can anyone help?

5 replies

GlitterToast · 06/09/2020 23:44

My car insurance expire on Sunday 13th. I have been driving for 1 year, so as of Sunday 13th, I will have one year of not claiming on the insurance.

I am currently searching for a new policy as most companies are offering cheaper prices than the company I'm with. Can I tell them that I have 1 year of no claims (even though I won't until Sunday) and buy the policy today (to start on Sunday)?

I just want to be crystal clear as I know that if I make a mistake, they may not pay out.

Also, has anyone bought insurance with 1st central? They seem to be the cheapest.

OP posts:
Feminist10101 · 06/09/2020 23:46


safariboot · 06/09/2020 23:51

Of course you can. Your old insurer will send you proof of your No Claims Bonus shortly after your policy ends, which you then send to your new insurer. (Or I think sometimes it can be sent directly?)

Typically you get the cheapest quotes 2-3 weeks before renewal.

mummabear1967 · 06/09/2020 23:54

Yes, you can indeed

BackforGood · 06/09/2020 23:58

Yes. Absolutely normal.

However, as @safariboot says, for next year, put a note in your diary for 3 or 4 weeks before your insurance is due, as you will be likely to get better prices then, than a day or two before.

Feminist10101 · 07/09/2020 00:07

Proof of NCB is usually sent with the renewal docs.

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