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Buy a House v Wedding

72 replies

newnamewhosthis · 18/08/2020 18:51

If you had 10K would you use it for a wedding or for a deposit of a house.

We live in Scotland are currently renting a local authority house. Our plan is to save again once married for a deposit however am beginning to think we should just forgo a wedding (still get married but without the bells and whistles) and but a house. 10K would be approx 10% LTV we could also save for another year and increase our savings to 15K.

We are both 34 and have a young child am worried that by the time we have the wedding and save again it will be too late to buy a house.

Wwyd?

OP posts:
HotChoc10 · 18/08/2020 18:55

100% buy a house, get married legally and then do a celebration later if you fancy it!

Tuemay · 18/08/2020 18:55

House 100%!!

Ragwort · 18/08/2020 18:56

House of course.

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JoJoSM2 · 18/08/2020 18:56

With a child and at your age? House no question. And yes, do get married just don't blow all your savings doing so.

BluebellsGreenbells · 18/08/2020 18:57

House.

Greta do a reasonable package for less than £500. Nice return to on site.

You have a child, a wedding is just a financial arrangement.

OnlyFoolsnMothers · 18/08/2020 18:57

House

BF2748 · 18/08/2020 19:00

House 100% you can get married at any time. You can even do the legal part and then have a “wedding” at a later date.

BluebellsGreenbells · 18/08/2020 19:02

You could buy a house and over pay for a year, or save on the side and when you remortgage after the initial deal save yourself some more money.

Dyrne · 18/08/2020 19:03

Hands down, get the house sorted first. Do a lovely intimate ceremony with your nearest and dearest now; and plan a bigger celebration down the line. Financial security trumps party.

dollypops15 · 18/08/2020 19:04

House, why waste all that money on one day.

IceCreamAndCandyfloss · 18/08/2020 19:05

House, I could never spend that much on a wedding as it’s essential a party. The vows and commitment are the important bit and that can be done very cheaply at a registry office.

Pugdoglife · 18/08/2020 19:05

House definitely

InDeoEstMeaFiducia · 18/08/2020 19:05

House 100%! Look at all those who lost thousands on weddings. And you might be waiting a very long time to have a semi-normal one and financial security should always be paramount. Have a registry house wedding with family only and buy a house.

Purpleartichoke · 18/08/2020 19:06

You have a child already. You don’t need a party.

Buy a house. Save for an amazing anniversary party in a few years of you want a celebration.

Cooltalkin · 18/08/2020 19:06

House of course
Then a no bells and whistles wedding

TryAnotherNickname · 18/08/2020 19:06

House! None of your guests will want to go to a wedding in a pandemic anyway.

StripeyDeckchair · 18/08/2020 19:07

House
Do a small wedding - ideal timing, you can blame it on covid

museumum · 18/08/2020 19:10

Get married first. Spend a few hundred on a lovely meal or night away in a posh hotel to make it a special memory.
Then house.
Then have a big party when Covid is a distant memory).

Cavagirl · 18/08/2020 19:11

Another vote for house!!!!

Whatthebloodyell · 18/08/2020 19:11

You need 10k + for a house deposit. You don’t need 10k for a wedding.

lachy · 18/08/2020 19:13

@StripeyDeckchair

House Do a small wedding - ideal timing, you can blame it on covid
Exactly this

10k on a deposit or 10k on what is essentially a big party...and I say this as someone who spent a lot on having a big party wedding 5 years ago. It was a fantastic wedding, but the money we spent would be handy now that we are selling our house.

FightMilkTM · 18/08/2020 19:15

House.

elp30 · 18/08/2020 19:15

Definitely spend the money on a house and have a housewarming/ wedding party!

Els1e · 18/08/2020 19:20

Definitely a house. A wedding is just a day and a bit of paper. A house is home for life.

funniestpersonyouknow · 18/08/2020 19:20

Another vote for the house!

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