Buy a House v Wedding

[newnamewhosthis]

If you had 10K would you use it for a wedding or for a deposit of a house.

We live in Scotland are currently renting a local authority house. Our plan is to save again once married for a deposit however am beginning to think we should just forgo a wedding (still get married but without the bells and whistles) and but a house. 10K would be approx 10% LTV we could also save for another year and increase our savings to 15K.

We are both 34 and have a young child am worried that by the time we have the wedding and save again it will be too late to buy a house.

Wwyd?

Another vote for house.
Either delay wedding or have much cheaper but still fun party. You can always save up again and have another 'wedding' in a few years/ whenever you can really afford it.

Thank you, I knew house was the logical move I think I just needed to be told. Won't be immediately as will spend the next year saving a bit more for solicitors fee's, tightening up our credit scores etc but I immediately feel lighter that I'm not waisting this money.

DP was fence sitting and saying he's happy if I'm happy which was useless 🙄

Funnily enough we were visiting family that would have been considered must have day guests and before today we hadn't seen them in 18 months made me question why we were considering paying all that money for a party for people we rarely see.

Buy a house, have a civil ceremony now so you’re legally married.

Have a massive party later on during an anniversary and renew your vows if you want a fancy wedding later on.

But I’d get the house and legal marriage done now.

House 100000000% please don’t waste your money on a fancy wedding. If I could do mine again it would be just be the basics and a nice meal for the family!

Hi there, I am probably biased but I would say House! I actually did the same thing, my husband and I were going on holiday to Vegas anyway and got married while there. Think it cost a couple of hundred dollars all in. When we came back family and friends gifted us money as a wedding gift and we used that towards the deposit for a house also x

No brainer! House first! You already live together and have a child so it's not like you need to get married before buying a house together.
Have a small wedding and if people ask why they weren't invited use covid restrictions on guests!

House, and I say that as someone who got married yesterday. House wins hands down.

No contest. House every time.
Personally, I've never understood the big eexpensive wedding thing. Married 42 years after registry office wedding and a party. Many friends and family members have spent thousands on their weddings unfortunately almost all of them were divorced in a fairly short time.

House

Dd did both.
She had a beautiful wedding but worked to a tight budget.

House.
And this is coming from someone who had a fancy wedding, house is the first priority

We got married for about £250, including an excellent lunch with our witnesses.

House all the way

Another one for house. Our April wedding got cancelled and we just went off and got married. We thought at the time that a wedding was what our families wanted but in heinsight they were just happy we got married and I’m glad we didn’t need to spend all that money!

Although I’d still have loved a honeymoon!

House!

🏡

We bought a house and now, many years later, have a tiny mortgage. My friend got married, has divorced and now has a huge mortgage with her second husband.

There are circumstances where being married is important, but you can get the legal protection for £250, choosing to spend £10k on a party has nothing to do with that.

House. Given your age and that there are already children in th picture it would be crazy to blow so much money on essentially a big party. Even if you don't buy a house there are better uses like a university fund for the kids, money for their first car/driving lessons etc

House. Weddings don't keep out the wind and the rain and never turn out to be as enjoyable as you'd hoped they'd be.

Small wedding - don’t bother going to Gretna - and buy the house.

Going to go against the grain here and say blow it on an amazing party: you only live once.

Nah, just kidding.

House 100%!!!

My friends have beautiful photos of their low key registry office wedding. You don't need to spend to enjoy.