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Buy a House v Wedding

72 replies

newnamewhosthis · 18/08/2020 18:51

If you had 10K would you use it for a wedding or for a deposit of a house.

We live in Scotland are currently renting a local authority house. Our plan is to save again once married for a deposit however am beginning to think we should just forgo a wedding (still get married but without the bells and whistles) and but a house. 10K would be approx 10% LTV we could also save for another year and increase our savings to 15K.

We are both 34 and have a young child am worried that by the time we have the wedding and save again it will be too late to buy a house.

Wwyd?

OP posts:
Bellecurves · 18/08/2020 19:22

House. Lockdown is the perfect excuse for a classy, tiny wedding.

BrowncoatWaffles · 18/08/2020 19:23

I'd do the house, especially at the moment as you could completely negate any complaints from nosy family members by saying you're having a small do because of coronavirus.

(Maybe it's just me, but I had a big-ish wedding - 70 people - and while we did it on a 'budget' that still worked out at £13k or so. Eight years on I'd much rather have kept the money and just got married with close family and dinner at a nice restaurant after!)

ballsdeep · 18/08/2020 19:23

House.

At the time I thought my wedding was the most important thing......looking back I wish I'd saved the money and we did it as cheaply as possible!!!

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Hamm87 · 18/08/2020 19:24

Why not both we got married for less then a grand and that would leave you 9 for the house

Frenchfancy · 18/08/2020 19:25

2k for the wedding, 8k for the house.

Dino90 · 18/08/2020 19:25

Of course at 34 with a young child you should buy a house. Think of your little one for goodness sake

gingercatsarebest · 18/08/2020 19:25

House. You don't need to spend loads of money to make your wedding special!

Sunsage · 18/08/2020 19:26

Buy a house 100% and a small wedding down the line!

Justmuddlingalong · 18/08/2020 19:27

A house or a wedding requires a choice.
A house and a marriage doesn't.

Lonoxo · 18/08/2020 19:27

House. Interest rates are low now.

hellolittlebaby · 18/08/2020 19:28

House. I didn't spend that much on my wedding by modern standards. But wish I hadn't spent anything at all, had something much smaller and put the money into a house instead.

Two years on and I barely think about my (albeit lovely) wedding. I live in my house every day and pay my mortgage every month.

firstimemamma · 18/08/2020 19:30

Another house vote. It's what we did and very happy with the decision. Lived in our house a good few years now and getting married low-key and intimate next year. Good luck whatever u decide.

Billben · 18/08/2020 19:30

Definitely a house. Throwing away £10k on a party when you are renting with a young child would be a no-no for me.

Tavannach · 18/08/2020 19:31

House. Without a doubt. For your child and for you.
Small wedding, buy a nice dress that will always look good on special occasions, and maybe a big party for a housewarming in a year or do when social distancing has totally eased.

Africa2go · 18/08/2020 19:32

I agree with a pp - get married first but with a budget of £1-2k. Then use the rest for a deposit on a house.

CokeEnStock · 18/08/2020 19:42

A wedding is ONE day. No matter how marvellous. Some nice pics and a vague memory in time. A house is proper.

GOODCAT · 18/08/2020 19:45

Get married, simple, inexpensive wedding and buy house.

Aquamarine1029 · 18/08/2020 19:46

House, of course. Wasting that money on some dumb party would be a crime.

Sunrise234 · 18/08/2020 19:51

House!!!

I don't understand why anyone would spend so much money on one day in normal circumstances but this one day vs the rest of your life.

taybert · 18/08/2020 19:54

Both. Cheap wedding, blame covid, but a house. Yay!

funnyoldonion · 18/08/2020 19:54

House, from someone who choose the wedding, 11 years ago and still rents and isn't in touch with half of the guest list anymore

carly2803 · 18/08/2020 19:57

house

sorry but 10k on a wedding is a waste of money!

just go gretna for a few hundred! job done

pussycatinboots · 18/08/2020 20:12

House.

anyone else feel like they're playing Bingo?

AnnaMagnani · 18/08/2020 20:17

Both. Use Corona to have an excuse for a v small wedding and then you have 8-9K for the house deposit.

Don't buy a house with someone you aren't married to, especially as you have a child. You need the rights that come with marriage.

CatBatCat · 18/08/2020 20:17

House.

Don't spend that kind of money on a charade no-one enjoys playing.

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