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Help! I don't want to pay FIL's bills!

426 replies

Blurp · 02/08/2020 23:12

The background: DH has 3 siblings who live nearby. MIL died a few years ago, so FIL lives alone in the house DH grew up in. They describe themselves as "very close" and have always gone to FIL's twice a week for dinner (just the siblings and their kids, not partners). When MIL was alive, she cooked; since her death, they take it in turns to cook, so DH cooks once every other week. This costs about £25 each time, so about £50 per month.

FIL has recently retired. He has absolutely no savings (MIL was a HUGE spender and just spent it all), and gets only a state pension. He's realised that he can't afford to pay for all the bills. The house has 6 bedrooms, so it's huge, expensive Council tax, expensive to heat etc.

In my head, the solution is that he needs to move somewhere smaller and more manageable. However, DH & siblings are not in favour of this because then they wouldn't be able to go round all at once, certainly not twice a week.

His brother has suggested that they all chip in each month to cover the bills - about £50 each. So including the cost of cooking once a fortnight, we'd be forking out about £100 a month for this.

We could afford it, but we'd be sacrificing other things. For instance, we'd like to move to a bigger house (the kids would love some outdoor space). But that would be very tight financially if we had this extra money to pay each month. We'd also like to start saving some money for the kids each month too - £25 each would build up to a decent amount.

DH agrees with me in principle, but is being put under pressure by his siblings. He said he'd feel bad continuing to go to dinner twice a week if he wasn't paying his share. But he also doesn't want FIL to have to move, thereby possibly meaning that they can no longer all visit together.

There was a vague suggestion at one stage that if FIL didn't have enough space, they'd all take it in turns to go round each others' houses, so we'd host every other week. This won't work because both me and one of the other siblings partners work from home and it would be too disruptive (and anyway, I don't really want a big crowd of people in the house once a fortnight). Again, I feel like I'm getting in the way of the plans.

Any suggestions? Is it unfair of me to say no to us paying money to FIL each month? Or is it reasonable to expect him to live within his means, even if that means moving house?

OP posts:
woollyheart · 03/08/2020 11:55

To be honest, in FIL's position, finding a new partner in a similar position could work well for him.

If he met someone with a good pension or a house of their own, they could afford to sell one house and have enough to live on.

But if his family persist in not allowing him to move on from his grief, just because they would like a share of the inheritance, then maybe they are being rather unkind.

Blurp · 03/08/2020 11:56

@Iwalkinmyclothing

If he has 5 spare bedrooms, perhaps he could take in lodgers.
There's no way he'd take in lodgers. He's quite "set in his ways", which we all understand and can work with, but lodgers would just be too much for him to cope with.

Likewise, any of us moving in with him - it would still be "his" house (understandably) with his rules. I don't really want my DC growing up being unable to have friends round because it might upset Grandpa; likewise, I like to have friends round from time to time, and I'd feel like I couldn't.

Nor would a house swap really be feasible; the houses aren't that close together, so for DCs schools etc it would be a big upheaval. And I don't think FIL would want to swap anyway!

Someone asked whether the siblings ever stay over - they all tend to go for a week at Christmas (all of which takes place in FIL's house). DH & I don't go, we just visit a couple of days, but don't stay over. The others all live within 20 minutes, so they don't really need to stay over, but they like to.

OP posts:
Purpleheadgirl · 03/08/2020 11:57

If he wants to stay FIL could look into equity release then he is effectively spending their i hesitance rather than them paying for him now. If he needs care or placement in a home in the future council would still take into account his home as an asset and ultimately force the sale anyway

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GrumpyHoonMain · 03/08/2020 12:03

Honestly it’s your DH’s money - if he wants to subsidise his dad over saving for his kids or upsizing that’s his decision to mame. If you want a say then get a decent paying job like all your sisters in law.

timeisnotaline · 03/08/2020 12:07

Lots of choices, which primarily benefit the others. I see a nice group message
Guys realistically dad doesn’t need a 6 bed home. There are a million smaller homes out there which we can still fit at for dinner. I appreciate you would all miss staying for Christmas etc but I’m just not in a position to find extra money so he can keep a big enough house to have all of you stay for Christmas. It is also far better for dad to downsize now while he’s still healthy and well enough to adapt and give him extra years at home which we know he’d like and will be able to do for longer in a more manageable place.

But I certainly wouldn’t begrudge the cost of the dinner your Dh cooks every few weeks.

Blurp · 03/08/2020 12:08

@GrumpyHoonMain

Honestly it’s your DH’s money - if he wants to subsidise his dad over saving for his kids or upsizing that’s his decision to mame. If you want a say then get a decent paying job like all your sisters in law.
Hmmm.... maybe I'll go full-time, and then DH can go part-time to take care of DS' appointments, and then it'll be all my money and I can spend it on whatever I want. Good plan.
OP posts:
katy1213 · 03/08/2020 12:18

3-bedroom house and a big dining table. But twice a week dinners would drive me mad - unless you're glad to see back of husband/kids for a few hours? It's like his father and siblings are the 'real' family.

stellabelle · 03/08/2020 12:18

He has recently retired ....what age is he ? About 65 ? All this about how he is "set in his ways" , and that he can't possibly change his way of life, is crazy. The family is pandering to him and making him think he is a poor old man who must be kept happy. Poor old thing - same age as me !

Time he saw the way life works - if he sold up he'd have plenty of money for a 3 bed house ( with a big dining room of course !) and he'd have plenty of money to live on.

He needs to give his head a wobble.

Quartz2208 · 03/08/2020 12:21

"family is more important than money"

I think you need to point out to your DH that his family is now the 4 of you and that you are suffering because of this. Its hard but that is life difficult decisions need to be made

Blurp · 03/08/2020 12:27

@Quartz2208

"family is more important than money"

I think you need to point out to your DH that his family is now the 4 of you and that you are suffering because of this. Its hard but that is life difficult decisions need to be made

This is true. They say it because it makes everyone stop arguing, to be honest. Their mantra is "family is everything", but in reality it always seems that all their actions benefit the family of origin rather than any of them really being that concerned with the new families they have formed with their spouses and children.

My own family never claim to be particularly close, but we do a lot for each other, and we enjoy being together. When DS went into hospital, it was my parents who drove for an hour to collect DD and looked after her for a week, my sister offered to collect washing etc from the hospital (again, would have taken a couple of hours out of her day to drive over and do the washing), checked in every day etc. DH's family (who live much closer to us) vaguely said "let us know if you need anything" and then didn't really bother asking much about how things were. They mainly seem to be interested in themselves - the outlaws and DC are fine, but definitely second-class.

OP posts:
Blurp · 03/08/2020 12:32

@stellabelle

He has recently retired ....what age is he ? About 65 ? All this about how he is "set in his ways" , and that he can't possibly change his way of life, is crazy. The family is pandering to him and making him think he is a poor old man who must be kept happy. Poor old thing - same age as me !

Time he saw the way life works - if he sold up he'd have plenty of money for a 3 bed house ( with a big dining room of course !) and he'd have plenty of money to live on.

He needs to give his head a wobble.

This is interesting because I'd never really thought about how much they tiptoe around FIL's "ways". Like, he has to have dinner at a particular time, followed by a quiet sit down in the lounge and a cup of tea. They are very careful to make sure he is allowed to follow this routine - kids are kept in the other room, someone brings him his cup of tea etc.

My dad (who's a bit older) would never in a million years expect us to do this! If anything, he'd be urging DH and I to take a break while he sorted out the kids and Mum made us tea (or at least we all fought over who was doing the dishes).

I don't know what happens if FIL's routines are disrupted, because (as far as I'm aware) I've never seen it happen. They place great importance on "not disrupting him".

OP posts:
Clymene · 03/08/2020 12:46

So the house is just an extension of their mantra that nothing can change? You can't be the only one of the brothers' partners getting pissed off with all this surely?

justasking111 · 03/08/2020 12:48

Are they italian?

Blurp · 03/08/2020 12:51

@justasking111

Are they italian?
They are not!
OP posts:
Quartz2208 · 03/08/2020 12:51

Your poor children it doesnt sound a pleasant experience for them to go to twice a week, following their FIL rules, kept in another room where they are bullied by their cousins. Being made to feel like second class citizens and then at a table where "banter" allows for sniping and insults

Blurp · 03/08/2020 12:53

@Clymene

So the house is just an extension of their mantra that nothing can change? You can't be the only one of the brothers' partners getting pissed off with all this surely?
They're not all brothers, I maybe made it sound like they are.

The others seem ok with it, but I don't see them much and don't get a chance to ask really.

OP posts:
justasking111 · 03/08/2020 12:57

How do the childrens partners feel about this oddly controlling arrangement.

justasking111 · 03/08/2020 13:01

Well I would be breaking this up by inviting dad over to our house for a nice meal. It will give dad a change of scenery for a start.

AskingforaBaskin · 03/08/2020 13:03

The more I read the more horrified I am

If my DH came to me with this I would instantly rip him apart.
How dare he throw our children under the bus like that.
I don't give a shit what FIL wants hes a grown man who's living the consequences of his own shitty decisions. Boohoo.

Your children deserve the future you have planned for them. You deserve to be able to go out to eat now and again.

LannieDuck · 03/08/2020 13:10

FIL has recently retired. He has absolutely no savings (MIL was a HUGE spender and just spent it all), and gets only a state pension. He's realised that he can't afford to pay for all the bills.

When he made the decision to retire, what was his plan? What did he think he was going to live on?

Or did he put his head in the sand and now he expects everyone else to bail him out?

Ellie56 · 03/08/2020 13:14

This gets worse with every update!

"He's quite set in his ways,"

"He has to have dinner at a particular time, followed by a quiet sit down in the lounge and a cup of tea" Hmm

He sounds like he's 80 not just retired!

DH and I are retired but we don't behave like this.

PP are right they are pandering to him. It needs to stop.

And it doesn't sound like it's much fun for the kids either.

justasking111 · 03/08/2020 13:18

If he was self employed he could well be 80. I know the owner of a business, italian he is 84 still working his sister 94 still visiting the business premises daily.

Blurp · 03/08/2020 13:18

@LannieDuck

FIL has recently retired. He has absolutely no savings (MIL was a HUGE spender and just spent it all), and gets only a state pension. He's realised that he can't afford to pay for all the bills.

When he made the decision to retire, what was his plan? What did he think he was going to live on?

Or did he put his head in the sand and now he expects everyone else to bail him out?

I honestly don't think there was a plan. I think he just thought it would be fine. He and MIL were always disastrous with money anyway - she would spend like crazy, he was just clueless. And I think he assumes his children will help because "that's what families do".

If he had saved hard, taken steps to prepare for retirement, and just been hit with unfortunate circumstances and needed money, I'd be ok with that (up to a point). But this is different, it's just him expecting "The Family" to pull together to fix it all.

OP posts:
justasking111 · 03/08/2020 13:19

Just get him in for a meal at your place, the kids can escape to their rooms, get the ball rolling.

Fluffycloudland77 · 03/08/2020 13:23

I’d pull this thread before the daily mail pick up on it you know.

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