What Are Your Main Arguments About Money?

[BrandyandBabycham]

I hate trying to talk about finances! My parents have helped us out a lot over the years which is great as far as it goes but DH finds it difficult to deal with. I can see where he’s coming from. However, we don’t seem to able to have proper discussions & he gets unreasonable so I sometimes get shouty. What do you find the most common disagreements about money are in your relationship?

How much we spend at the pub. And the fact that the only reason DH even knows who we bank with is because the banks name is the same as our surname.

Very very rarely row about money. But then I dont have a spendy DH. As long as he's got enough for a pint with friends when he wants he's happy.

Whether or not we can afford a third child!

Nothing, we have separate accounts, it's bliss!

Not much day to day as we have seperate accounts for daily purchases and bills are covered by my DH transferring money into the joint account

Its more when I want to allocate savings to things, like maybe doing an extension in a couple of years or a luxury holiday next year. He would rather never spend any savings, when I prefer to save for stuff to improve our life

All the stuff I want to spend from savings would love at least two years income in savings so its not that I would be leaving us with none.

I don’t think we ever have.
I deal with the finances and mainly tell him what I’ve done/ I’m going to do. Unless it is a bigger decision, then we discuss it and do what I want

I’m not quite as controlling as my post may suggest, he just isn’t really interested and let’s me get on with it.

We don't argue about money
Does your dh feel you shouldn't have accepted help op?

We don't argue about money. But we have equal 'pocket money' both have the same spending habits, a small buffer of savings and no debt. Having no money stress helps.

Improved a lot over the years but there were definite phases in our life where we lived beyond our means and then there would be rows about putting things on credit cards, (car’s mot and school shoes not luxuries!)

How much we spend on pets: 2 dogs one kitten all insured and under vets pet plan. They cost a lot I love them he is fond of them but left to him he'd have no pets 😬

We never argue about money.

Joint accounts, neither of us enjoy spending or buying "stuff".

My OH is a MAJOR spender and I like saving! It causes arguments 🙄

Separate accounts = no arguments!

We don't argue about money, but we have very similar attitudes towards spending so we have a joint account and all of our money is pooled in, and spent from, there.

We don't argue about money because we don't share it. I earn way in excess of DP so I pay for most things and I feel like I can spend my money how I wish. Because I pay for everything, he has enough money to spend on whatever he wants. But we're not married and I own the house. I'll be keeping it that way.

Similar attitudes to finances, both are savers and careful with money.

Separate accounts with one joint for bills/mortgage etc

shoxfordian I don’t think so initially but he feels as if we’re living in their pockets. It’s definitely a pride thing too. Luckily now we’re coming out the other side & hopefully won’t need any more money from them

DH buying things that he doesn’t need and can’t really afford and DH not saving for things such as Christmas and having to put them on credit cards.

We don't argue about money at all. Many other things but not that.

separate accounts so not too many issue. I'm a bit spendy though.

We’ve never argued about money. We have separate accounts and pay for things in proportion to our salaries, so we are left with the same amount as spending money.

We’re both fairly frugal & are natural savers, so most of the money goes on stuff we’ve saved for the house or on epic holidays!

@LatteLover12

Separate accounts = no arguments!

I don’t think it matters whether you have separate or joint accounts if you have the same attitude to spending and saving. It’s when there is a mismatch that there can be a problem.

We don't so much. When we married we agreed to keep the same sum back from our salaries for spends then put the rest into a joint account. It’s worked well.

@GinnieHempstock i'm not sure, DH knows how much I spend on my hair & on shoes however I think because he doesn't see it he ignores it if that makes sense.