Background - I'm in a well paid and secure role and have had no missed payments for over 3 years now. I have roughly £1000pm spare after everything is paid.
I have a car currently which is in good condition which I could get around £3k for and another £2k which I could put down for a deposit on a PCP car lease.
However, before I start making enquiries, I do have 2 defaults from around 4 years ago. I'm out of debt completely, I owe nothing and everything has been settled - I paid it all back in full.
Is there any hope for me getting a PCP?