I've been wondering whether I should get a credit card.
I'm 27 and earn a decent enough salary. I live with my partner in his flat, have some good savings and don't get overdrawn. I own a car but it is kept at my parents house and I don't drive it.
Sorry if it's a stupid question, but would be grateful if someone could explain the benefits/disadvantages and whether it is worth it! I have survived until this point without one but wondering if it would be a good idea in the future.
Thanks!