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What do you pay for for your adult children?

82 replies

UniParent · 25/09/2019 07:35

My eldest is a uni student and will be 25 years old when she graduates.

IRL people are surprised that I still pay for anything for her at her age but I had thought I would be supporting her until she graduates and that was what most people
do.

She gets a student loan but not full amount due to my income. She works during the holidays to get the money together for rest of the year.

She pays for accommodation, all living expenses and social expenses and car insurance.

I pay for her car payments, mobile phone and give money for fuel or travel tickets when coming home, and to come on family holiday, I also gave her the money for deposit and first month’s rent.

I feel that my things make up the shortfall in student loan that the government deduct for my income.

When she’s working I would expect to stop paying for her, although I will probably finish the car payments as there will only be 9 months left, and then she can decide what she wants to do going forward re replacing car.

Do you support your adult children?

IRL it seems friends helped the first year of uni and then stopped, did I miss a trick here?

OP posts:
Faith50 · 26/09/2019 11:40

puppy No, money does not bring happiness at all. However when you have grown up struggling it can have an ongoing influence over how you spend money and how you save money.

BillThePony · 26/09/2019 14:08

I pay dds accommodation costs for uni she will very occasionally ask for a bit of a top up but this is rare.

puppymouse · 26/09/2019 16:13

@Faith50 definitely. I think my awareness my DM will help me has made me less cautious with money. To the irritation of DH.

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CherryPavlova · 26/09/2019 17:36

Money doesn’t bring happiness but poverty creates misery and both mental and physical illness.
Money can make misery far more comfortable.

yetanothernane · 26/09/2019 17:53

I started uni at 18, I think my mum paid for the first years accomodation and aside for the odd food shop and a train ticket home during the holidays (normally about £30) unpaid for everything else. They did set me up with all the bits I needed for uni; laptop, kitchen stuff and a few textbooks but aside from that I used. My loan and worked

As an adult I think they have paid for my car to get repaired a few times when I first left uni, and I think they loaned me and dp a deposit a rental property, but apart from that I've always paid my own way.

If you can afford to help your child I don't know why you wouldn't. My son's only small, but I have every intention of helping him when he's older if he needs it.

FairyBunnyAgain · 26/09/2019 18:08

One at uni and one on a gap year.
Because of our salaries DC have only every received the minimum for uni which they use for living expenses, we top up by paying rent, plus phone contract, plus car and insurance, plus any other expenses including at least one holiday a year.
Not expected to work during term time as we would rather they study and enjoy life, but expected to work during the long summer break. This is extra money to spend st uni, plus for festivals and clothes and other expenses.
The DC on a gap year is working full time and living at home for free. They pay a small sum for housekeeping and largely support themselves except for the family holiday.

We are fortunate to be able to do this and will continue until they have a established themselves.

bakesalesally · 26/09/2019 18:18

My parents didn't pay anything for me (despite being able to, it just wasn't offered) and it really impacted upon my education choices as I worked and supported myself from 16. They did pay for my sister and she had a much easier life.

Because of this, I fully expect to support my children until they have finished education.

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