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7 seater car advice

69 replies

Carshmar · 14/09/2019 16:05

We've changed our lives in last couple of years and moved from London with two kids to remote-ish part of UK with very kind and generous community. Lot more driving is unavoidable.

In London we didn't have a car for years, then had the smallest thing practical. Now we need a grown-up car.

Partly this is because where we are people tend to have big cars and are always kindly giving lifts to our kids to and from activities.

It's got to the point where we really feel we need to be able to reciprocate, our kids are just early years in school and preschool and already we owe so many people. We have fifteen more years of running kids around to do! Plus we'd like to be able to take other members of the family out like our nieces and nephews.

Money isn't the biggest issue although we are not massive spenders. The priority for me is efficiency, cleanness of engine, the likelihood of it breaking down (we are both shit with cars). I was thinking of something like the new Honda CRV which has seven seats... also interested in people's experiences of the Volvo XC90 which I hear is very safe although probably pushing the budget.

My next question is, we've only ever owned second-hand cars... been looking at car-giant and they seem to be very pricey now - are we better off at this point getting a new model on a car payment plan? (No one in our extended frugal families have ever done this, considered the height of profligacy! But when we look at what we paid for our last car, and the money we've had to spend on it on MOTs and services even though it's a trusty VW, plus the depreciation from about £9k to £1k, we're down about £10-12k in 4 years anyway.)

Mums netters seem to be very knowledgeable about cars, especially driving them outside the city. Give me your advice!

Only proviso is it has to be automatic.

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ittakes2 · 14/09/2019 17:47

I like the BMW grand tourer - you can get some decently priced ex demo models. BMW consider them a way in with a mother demographic to introduce this target group to BMW in the hope they will stay with BMW - I am saying this because BMW don't sell a huge amount of them so the demo models are in good shape.
I like it because it is quite small so easy to park - it doesn't even look like a 7 seater - its about the length of an audi station wagon.
The 6 & 7 seats are in the boot and are very comfy - but no a lot of lef room. I am 5ft 4 inches and they are OK for me but I would not want to go on long trips so not suitable for someone that needs a 7 seater every day but perfect for a sudden need to take 2 extra kids.
One of the other reasons I like it is its very comfortable to be in an easy to drive - the most expensive model is the sport but the seats and the drive aren't as comfortable as the model below called the luxury so I think the luxury is a better option. You can get heated seats which I recommend.

Carshmar · 14/09/2019 17:51

Wow that is really interesting ittakes as I'd never heard of them before and have just seen a load of them some at quite reasonable prices on car giant.

I LOVE heated seats, great for my bad back and for where we are which gets quite cold!

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Carshmar · 14/09/2019 17:52

How is the fuel consumption?

OP posts:

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Wilmalovescake · 14/09/2019 17:57

My sister has an XC90 and I love it. Loads of legroom and heated seats that massage you! When I grow up / get my next car I want one.

Arrowfanatic · 14/09/2019 18:09

My friend has the XC60 which is the 5 seater & she loves it so the 90 would be ideal.

I LOVE the Seat Tarraco and really, really want it (damn those finances). We need a 7 seater so this is my dream car now, not that i dont love my trusty Zafira.

Carshmar · 14/09/2019 18:10

wilma I won't lie that is my dream car. So beautiful. But I hear very expensive to run. And to buy!

I'm just looking at the Honda CRV automatic 7-seat hybrid... it only came out in 2019 so secondhands are still 28k. But I feel if I could hang on to 2020 then the price would drop... If it got to below £20k then it could be a car we could have for years, I hear Hondas just keep on going and going.

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Carshmar · 14/09/2019 18:11

Ooh, haven't seen the Seat Tarraco, was just looking at the Alhambra but for some reason it didn't inspire. Going to look now.

Oh, and for some reason DH hates Fords so that rules S Max out.

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BlodwynBludd · 14/09/2019 18:13

I have the 90 and love it. It does not have great fuel economy though and next time I would like a cake with sliding doors so that car parks are easier with kids. Very safe car though.

PotteringAlong · 14/09/2019 18:14

We have a 12 year old discovery 3 and it’s great!

PlausibleSuit · 14/09/2019 18:28

What is your budget? (roughly)

Also, how many miles a year do you do and what kind of driving is it? (Ie motorways, short runs, etc. That will determine whether a diesel, petrol or hybrid is most suitable.)

Volvo XC90s are lovely, and have a good reputation for reliability, but they are expensive. Leasing one from new you'd be putting down around £2-3,000 as an upfront payment and then paying at least £500 a month. And you wouldn't own it, you'd have to give it back after the lease term (usually two, three or four years).

Carshmar · 14/09/2019 18:32

Yeah I think I just can't bear to part with that amount of cash as it's just too much. I have no idea of how so many people round us afford not one but TWO cars per family at the volvo xc90 and evoque levels, not to mention the porsche cayennes and macans and defenders and god knows what else! Granted there are some very wealthy parents but others I just don't know how they make it work.

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Carshmar · 14/09/2019 18:32

I thought 15k was my budget but would possibly push it to 20k for the right car that i thought was reasonably clean, efficient and I could have for a long time.

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Dr1ftw00d · 14/09/2019 18:33

The VW Sharan is fab. Diesel but ad blue and in the second to highest euro category ie no charges and v economical to run.

Don’t get car finance as you’ll never own it. Get a loan.

Dr1ftw00d · 14/09/2019 18:34

You’d get a reasonably newish VW for that and maybe still under warranty.

Carshmar · 14/09/2019 18:40

No we don't need a loan anyway, it's just a question of how resources are deployed, we have a shedload of work to do to the house in the meantime. But like I say we have lost about 12k on a VW anyway over 4 years, so what did we really gain from the hassle of owning it and having to MOT it and get it repaired etc? If we paid £300 a month we'd have the same net result at the end and presumably have a naice shiny new car in the meantime. I could be completely missing something here so feel free to explain to me, i've never had car finance before!

Also the only reason we'd have cash at a certain point is because we get paid in chunks and so in some ways I think better to blow a chunk of cash and then have the car outright, rather than have a commitment every month. I really don't know, it feels like everyone else just has it nailed and has a great big car, even when I know they have less income that us, but then you never really know how other people organise their finances do you?! I guess I'm just checking is there some really obvious thing that I'm missing.

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Dr1ftw00d · 14/09/2019 18:48

You don’t own it and the car payments don’t cover the whole. At the end you have to pay a balloon payment or give the car towards a new one. If car value has gone down too much( make sure there are no scratches and it’s in good condition with low mileage ) you could end up doing both. If you lost your job you’d have to hand it back too.

I’d steer clear. If you had a 5 year loan, it’s yours at the end. Dh looked into it and on top of all that felt we’d be paying more for the same car.

Dr1ftw00d · 14/09/2019 18:50

Sorry see you don’t need a loan. But outright if you can for sure.

Dr1ftw00d · 14/09/2019 18:50

Buy < argh>

Carshmar · 14/09/2019 18:53

Dr1ft this is super helpful - this is exactly what I originally thought. We’re one of the few people I know who do this, I really started to think we were missing something!

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Dr1ftw00d · 14/09/2019 19:03

We’re the same and dh looked into it. I got excited thinking yay a brand new car, finally. Then he came back and said it was financially a really bad idea after researching it.😩

That said I think if you buy from VW dealer and sign up for finance for a month you get goodies like free servicing for a while. My parents always did this even though they could afford to pay in cash so we did. We signed up for a month and then cancelled. You still get the perks. Read the small print very carefully though and it may only be VW that let you do this.

pinkcardi · 14/09/2019 19:06

We have a second hand xc90, it's fabulous.

I bought it for similar reasons to you, it's super safe, great to drive and whilst we only have 2DC we do lift shares regularly.

I do a 70 mile mixed daily commute and can get circa 38mpg on normal mode. On long journeys this obviously increases into the 40s. I don't find it expensive. A full tank is around £80 and that lasts me around 650miles. I found our old Audi A4 thirstier.

Positives:

  • super, super safe (we had our old car written off and it focused my mind on this)
  • enjoyable to drive, responsive and fun when you want to give it a push
  • clever tech which isn't annoying
  • comfortable and luxurious front and back. Love the heated seats etc
  • huge boot
  • seats 6 and 7 are decent and adults can sit in them comfortably
  • decent on bad roads and in icy conditions
  • perfect for long journeys

Cons:

  • wide turning circle so tight carpark can take some clever manoeuvring
  • brakes a little softer than I'm used to but it's heavy and I have an automatic. You just need to think ahead a little

I would absolutely buy another

Carshmar · 14/09/2019 19:09

Ahhhh be gone with your gorgeous xc90 temptation! Do you mind if I ask about how much it costs and what age/mileage it was?

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pinkcardi · 14/09/2019 19:22

Don't mind at all.

We bought ours Nov last year and it was around 1yr old. It had 17k miles and we paid around 36k I think (let me check with DH on this as he did the deal)

pinkcardi · 14/09/2019 19:25

Yes, he says around 36-37k. Ours has the winter package but no rear camera etc. So not the fanciest

ruralcat · 14/09/2019 19:25

Watching this with interest as I need to buy a 7 seater. I currently drive a BMW so my instinct was to keep with them whilst DH has a Volvo which really is great in terms of safety etc so wondering whether to get a 7 seat Volvo