How old Are you and how many years do you have left on your mortgage

[Lardlizard]

We have 15 years left and are 40

Barb that’s good advice, gues sits not often we sit down and really think about things

I'm 23 and OH is 30, we have 27 years left but hope to pay it off sooner (newborn may change these plans!)

31 and 17 years left

Im 31 and have a year left. Dh is 41

I’m 36, DH is 43 and we have 24 years left. We planned it so it will be paid off when DH hits retirement age; I’ll be 60 then. However we’re hoping to start making overpayments when the fixed term ends next year (we aren’t able to overpay for the first 5 years without penalty) so we should pay it off earlier.
We once sat down and tried to figure out how much we had spent over the years on rent before we were able to buy and it was in the region of £150k between us!

Paid off mortgage when we were 31.

36 and 22 years left...

43 and 17 years in theory, but we'll downsize before then. Aim to be mortgage free in about 10 years

30 and we have 26 years left.

It's currently only £500 a month but we're about to remortgage and take quite a bit out for home improvements.

53 and technically til late 2021, but it will be gone by November. Sub £29k now!

And as others have said, the plan is to have it done and dusted before being 60.

51 & 6 years

26 - and have 26 years left.

24 and 30 years left raaaaank

Dh retires for the second time at 58 in December, so have no debt now other than the mortgage. Once that's gone, then we are free and clear.

43 and mortgage free on 2 properties. Bought outright when I was around 37 from an inheritance.

38, 17 years left. We will overpay a little which will shorten that.

Morgage was payed off when I was 45 and husband 47

I buy coffees, lunches, beauty treatments, holidays and still overpay the mortgage. No excuse for neglecting yourself just need to be more circumspect when you do spend. I have 10 years left. Am 37.

Both 40, with about 10 years left. This feels fine and manageable. I really like Barbara's advice. Spend a little, save a little. Don't go crazy, but spend what you have on what you like. I think (know) a lot of people on our income have swizzy cars and designer wotnots. I'm happy with my Fiesta and clothes from Next. We also have a pretty ordinary, but I think lovely house here. On the other hand, we travel a lot, eat well and pay school fees, and we enjoy the freedom a small mortgage gives us to make that choice.

43 and 12 years left. We have still have over half to pay! It was a 25 year mortgage.

I'm 38 and have 11 years left. I took the decision to shorten the term by 7 years when I last re-mortgaged, which was a way of effectively over-paying. Am just hoping that interest rates remain low that the next fixed rate mortgage I take out, when re-mortgaging, allows me to keep the length of time for repayment the same, without having to pay through the nose.

I just want the mortgage paid off ASAP.

I’m 31 and have 14 years left.

Just started overpaying this month - 13 years to go if we keep it up

34, have 4 years left but will probably overpay and clear it in 2 or 3.

Live in a cheap part of the country and bought a £100k house which fulfils our needs, rather than a £180k house (maximum mortgage we were offered), and have overpaid from the start.