Congratulations!! You just won a million ...

[Moneymanifestor]

What do you do first?

I'd take myself and DH off to ski for a week in Val d'Isère. Lots of après ski massages and hot tub time in our private chalet whilst we sip prosecco and plan the unexpected early retirement

Finally I'd be able to retire. I'd pay off my mortgage and credit card and invest all the rest in a pension. I can finally relax and do what I want with the rest of my life.

Buy a house
Give my parents 100k and hope my father would retire
Put money aside for DSs
Give my brothers something
But a car
Fly somewhere hot for s few weeks

-Buy a house
-Quit my corporate job
-Do a university course in Fashion
-Set up a small fashion boutique

If I'm being totally honest what I would do first is go home from work and take a nap. I'm sure it would be great to pay off the mortgage and travel and all that but to be able to go to sleep without having to wake up for an alarm? That would be true bliss.

Buy DP an electric car, start up my business (have the idea but no capital), take DP to Hawaii, send my mum £10k, pay off DSis debts.

hmm, thanks for making me do my maths this morning!

I have given it some thought. And used a mortgage calculator and viewed some properties. So:
Assuming that my million is tax free, I would

Give my DD 65% of price of property purchase -104000
Give my DS 650% of property purchase -601250

Swear the remaining 294750 would go to augment our retirement fund, but then swither about worrying how DC shall pay mortgages, or furnish said properties, and give each another chunk or so. Ad infinitum.

Note DC live in very different housing markets, so did check that distribution would be fair to both.

1.5 would make me sleep much better at night, to be honest :)

oh that should say

Give my DS 65% - not 650%! :) guess my maths are not awake yet.

Give up work.

Buy a decent motor home and go touring around up North, maybe Scotland, and look for a little cottage to live in, just for me and my cats.A place with great views and scenery.

Pay off mortgage - though we're getting there anyway so that would only account for about 10k.

Would like to send DS to private school as the schools in our catchment area are shit. So would save 200k and earmark it for his education.

New car - nothing too fancy, just something mid-range and reliable. Possibly a new camper van too, as the one we have is old and shit.

Whatever was left over would probably just be saved for our retirement, as DH and I are largely content with our lives at the moment.

Put 100k each away for my DDs.
Give some to best friend’s daughter so she can get on the housing ladder.
Stay in the first of my bucket list hotels (there is many)
Easy one for DH - he’d sell up and buy a boat

Give notice at work.

$1 mil wouldn't go particularly far here (live in one of the most expensive places in the world) but I'd be able to make some sound choices!

• Pay off mortgage ($400k mortgage)
• $150k in trust for each of our DSs
• Upgrade both cars & home renovations (inc. interior design) - $100k
• General savings & pension - 200k

We both like our jobs but could happily take a 3-6 month sabbatical and travel Australia, NZ and SE Asia with the kids.

Yep, I'd be quite pleased with $1mil in my pocket.

Decide whether to stay or go. If we stayed put we'd pay off the mortgage, do some work on the house, and plan to buy our nextdoor neighbour's house if and when she ever moves so we can knock through and have a double-sized house.

However, more likely we'd move, into a slightly bigger place in or near to one of the villages nearby. Detached instead of semi-detached, and with space for an office and/or spare room for guests.

Replace both cars, probably still with used cars but much newer and nicer than the two bangers we have!

A really nice holiday abroad, somewhere warm.

Then invest so our retirements are sorted.

And I want a pony

Relax and stop being stressed all the time.

Pay off DF debt's, top up his pension that he lost a third of, do up his house and treat him to a lovely holiday.

Bar new cars, probably nothing. It’s not enough near London to make a massive difference, I couldn’t retire, for example. I might have some shoes made, I have very awkward shaped feet!

help parents and family.
save it,think on house and holiday and then stop.it would then take so much dread out of every day and the future.

if you all had a terminal illness would it change how you spent or saved or left it

Pay off the mortgage, then throw down the rest as a deposit on a bigger place.

Oh and buy a Chanel handbag - Navy Boy Bag I think. Maybe a Caviar leather 2.55. Maybe both.

Kateandme it would change my plan. I get a rather large death in service payment so DH would be fine, with what we've saved already for retirement, and no mortgage. So another 100k each to both DC and the rest split between both of my dgcs.

That would let me rest much easier. I have thought of that, but not wished for it!

If I had a terminal illness I would be making arrangements to leave a wonderful legacy of memories to my babies and then making sure they had everything they needed to be set up in life.

If I'm not there physically Ill be damned if my death doesn't help them financially.

And I would spend a lot of money leaving a long standing documented biography of my memories for them - full of stories, birthday gifts, personal emails, photos of us together and recorded songs that I've always sung them since the day they were born.

Terminal illness would change the renovation and investment property part of my plan. I would still pay off the mortgage and the holiday would be 5 stars all the way.

I would take a lot of fun drugs, stop eating fucking vegetables and switch to a tequila/chocolate diet.

When my dad was diagnosed as terminal he upped his smoking and drinking ways. After all why not?

I would pay our mortgage off, so the attic conversion and build a kitchen-diner extension.

After a couple of nice holidays, we would invest most and DH would have the flexibility to become a contractor, which would improve our quality of life. I would also be able to do the training I want without the concerns about cost.

Buy a house! Also donate £10,000 to the local food bank.
Then fix my car, pay off my car. Pay off all of the loans. Pay for a really good solicitor to help me prosecute exDP

Then take the DCs to Disney world