My fucking car started making a noise last night, only one street from home. I thought it was air coming out of the tyre. Because I was so close to home I kept going. The street was empty. I got out & all looked well so I left it until this morning so see in daylight. Under the bonnet I can see something is damaged but I've no idea what it is. I called my local garage but they need me to bring the car in. They don't have a pick-up. I don't think the car's safe to drive so I called my insurance to get me to the garage. Turns out I'm not covered! So anything happening from this point forward I have to bear the cost myself in full. I'm reasonably newish to car ownership & can't believe I've fallen into this hole regarding insurance. Today could end up costing me thousands.. I'm so pissed.