I used a service for a while that needed an item for the service to used. I cancled the service last year and never sent the item back completely forgot too they never asked for it back again. They can tell from there end that the item hasn’t been used. So they’ve kept taking money out the account each month. I hadn’t noticed until over a month ago. So quickly rang them changed the address and cancled they said I had to email to confirm which I did and I changed the address emailed to confirm too. I rang again when I hadn’t received anything and checked that the address had been changed was told it will be sent a month after I cancel. Turns out as my card had changed the payment wouldn’t work so I’ve not payed my lasts months Payment they sent the letter to the old Adress and it’s been opened by someone else my mums found out and is fuming I’ve just checked and I’ve been charged 400 for the last 9 months I know it’s my fault but where do I stand adress clearly hasn’t been changed