How do you carry your phone, money and cards when you're out

[iwonderwhen]

Boring ......but
Hi I'm just looking for ideas on how best to carry my phone, my cards and some money with me when I go out. I don't always take a handbag preferring to travel light.

I've just changed my phone case that had compartments for holding 3/4 credit cards and I could tuck a few notes into it too. It meant that I could carry my phone, money and some cards in my pocket. My other less used cards I kept in a purse in my handbag.

I became a bit worried about people being able to read my cards when they're in my phone case so decided to look for a card holder cum purse or wallet that's small enough and easy to zip into my pocket when I go out.

I like soft flexible leather or fabric and not hard bulky purses

Any ideas, please

Wallet in one front pocket, phone in the other.

I've never used my back pockets.

Bumbag! There are some nice, elegant leather ones available for not a lot of money (£15+)

Usually bike pannier I'm afraid - my pockets just wouldn't hold this and all the other cr*p I have to carry around - bike lights, reading specs, work pass, keys etc.

Sometimes a small smart backpack or cross-body bag.

Phone in left pocket

Keys, Oyster card & £10 note in plastic folder thingy in right pocket

Sundries in small across-body bag

If I want to feel unencumbered I use a fabric cross body bag with multiple pockets. I take out only what I need from my normal purse and zip it safely into the compartments. In winter, the bag can be worn under my coat for added security.

Great ideas. Look like I need to go on the hunt. Any more? Any brands you recommend?