Building a credit rating?

[itinkthereforeima]

We've started TTC and a couple of months ago we were discussing building up a credit rating for me (from zero) by getting a credit card and using it on and off for purchases. But if we succeed in starting a family, I'll be becoming a SAHM. So no income = no more credit card. Is it worth getting one anyway even if I only end up using it for a few months?

Yes, getting one now whilst you're still working makes sense. I just put diesel on mine, then pay it off online. Even if you stop using it for a few months, you will have already started to build a credit footprint. Really good luck for TTC.