Both my dc bought their own houses at 23 AMA

[joezoealfiecasperoli]

I hear a lot about this generation not getting on the property ladder and it is a big problem. I was amazed when both dc finished uni, got jobs and bought houses within 2 years of graduating.
To avoid drip feed
Yes they are mortgaged
They both bought with partners

I would say that you should never “aspire” to what kind of life YOU think you’re children should have. Poor children.

Which part of my post are you referring to ?

The fact that what, is in my experience, is normal, you find niche.

Just goes to show we’re all different.

Which part
or all ?

Living in cheaper areas
Finding jobs near parents
Finding jobs quickly
All having partners early twenties and wanting to buy together
Families having kids following different career paths

As a combination it seems unlikely that’s normal

various reasons

High Risk of Break-ups: According to research by Zoopla, under-25s face the highest risk of relationship breakdowns during the homebuying process, with over (61%) of homeowners in this age group having split up with a partner while searching for a place to buy

This basic stat on cheaper areas to buy

3

On a £51,000 income, a standard 4.5x mortgage multiplier yields a maximum borrowing capacity of approximately $229,500. Across Great Britain, only around 14% to 23% of local areas feature median house prices below this threshold. These affordable areas are overwhelmingly concentrated in the North of England, Scotland, and parts of Wales

Just based on the last stat
Its not then normal

Well said!

Interesting that the pp buys into the tired old cliché of the north being 'bleak'. 🙄

I bought my home without any help when I was 22. I'd saved hard all my life since my first paper round aged 13, followed by various Saturday, evening and holiday jobs. I worked as a school cleaner and waitress during university years. Had a lodger for a few years to help with mortgage, paying off more than I owed every month.Owned it free and clear within 14 years.

It’s normal to ME. Not sure why you don’t understand we’re all different. I bought at 23 with my now husband. We’re still married and I’m 63 this year! My son bought with his partner at 23. Still together. 31 this year. Been together since 15. Every single person has different circumstances.

Normal means that’s what happens to most people
niche means it’s more exclusive and personal

The stats stack up that OPs children’s combined situation is not normal

No one is saying we are all the same
Normal doesn’t mean 100%

Always someone who bought decades ago and has no idea of the current realities for young people thinking it’s normal to buy in early 20s. Things have massively changed even in the last decade.

You can never say “most people”. You can only comment on people around you. My normal is different from yours. I live in a different country from you though.

That’s not how statistics work though
They are not based on me or you or people I or we know
They are based on wider statistics for a country ( or countries based on whats being analysed)

My comment that OPs situation is niche and not normal is based on stats for the country

Houses for £130k and £170k. In Yorkshire. Lucky them that house prices are so low where they live then.

You can barely get a 1-bed flat round here for £180k, never mind a house.

Which country?

Any country
If the stats for one country say

80% of 23 year olds have bought property as a couple
3 x their combined salary by the age of 23
and
80% of their parents lived near where their children could find work shortly after Uni
etc etc etc

Then it’s normal in that country
Currently. It isn’t here in England where OP lives

Well it is here in Scotland, where I live.

i mean unless your in the south east pretty easily. Uni at 18- finish at 21. A LA (teacher, SW etc) or Public sector job such as nursing is a starting wage of around 30k take home
about £1950 a month. X2 years to save a 5% deposit. With a partner aswell … seems pretty doable, infact describes myself and most of my friends …

10% deposit where I am on a basic terraced 2 bed house without a driveway would be circa 35k.

Therefore the house would be twice as much and a much bigger mortgage. But the income would be similar for the age.

I don’t see why people are so shocked, if you’re earning average money it’s totally do-able in lots of areas in the north of where the prices are often 50% less. Lots of my school friends managed it, however it took me till mid 30s to get on the ladder having moved to the south east.

lol. My son is paying £1320 for a ROOM in a house in Zone 3 London with a £22,000 salary. He has no chance of buying. What was the point in your post - are you suggesting everyone move to Rotherham?

Not to take away from their success op, bloody good on them. Shows a level of maturity that they’ve chosen to do this too.

We took on three children of a friend when she died 9 years ago. The eldest started an apprenticeship at Direct Line's body shop at 16, 7 years ago.

He and his beautician GF bought a house in Farnborough, on the Surrey/Hampshire border, last week.

No deposit help from us, his mum left nothing, he's not in touch with his dad.

So I think it is possible outside Barnsley.

Lolz

Behaviour was different decades ago. If i went travelling, rented a nice house, had a big wedding, holidays then children before buying a house, i wouldn't have been able to afford one either.
Neither is wrong. But you have to accept if you want to do the nice things, you can't afford a house as easily as if you didn't. It's common sense.
The nice house in a good area used as an example of prices in this thread and many others has ALWAYS been out of reach for most ftbs

No
It isn’t
Here’s the stats

zoopla stats for Scotland along with info from mortgage lenders

In Scotland, only about 1.1% to 1.4% of people aged 24 and under are homeowners. Consequently, the percentage of 23-year-olds who have bought property is extremely small. Across the UK, only about six per cent of all first-time buyers are under the age of 25. 1, 2, 3]
Because house prices have stretched significantly relative to average salaries, very few people own property by their 23rd birthday without financial help. Instead, the vast majority of young adults at this age either live with their parents or rent in the private sector. 1, 2, 3, 4, 5]
The Scottish Housing Context
Young First-Time Buyers: While homeownership among 23-year-olds is low, Scotland generally boasts the youngest average age for first-time buyers in the whole of the UK. 1]
National Average: The average age of a first-time buyer in Scotland sits at around 30 years old. 1, 2]
Regional Differences: Age and property affordability vary heavily by location. For example, the Shetland Islands have some of the youngest buyers in the UK (around age 27), while buyers in Edinburgh wait until they are about 30 years old on average to get on the ladder. 1, 2]
Market Activity: Recent data shows the typical first-time buyer in Scotland puts down an average deposit of around £43,537 for a home valued at roughly £200,356.

Lloyds Banking Group plc re the U.K.

First-time buyer market rebounds - Lloyds Banking Group plc
14 Feb 2025 — First-time buyers getting older The average age of a first-time buyer has increased to 33 years old in 2024, (from 32 years old in 2023), the oldest in two deca...

From GOV.UK
Chapter 1: Profile of households and dwellings - GOV.UK

First‑time house buyer average age climbs from 29 to 34 | The National
19 Mar 2026 — 19th March. Property. By Matthew Evans Senior Trending News Reporter. 0 comments. Just six per cent of first‑time buyers are now aged under 25.

Well 10% of a 3 bed semi here is 43k.
Houses here were that price 20 years ago.
its inflation pricing people out. Only those gettibg HB can afford 2k a month rent.
And most dont have 4 bed houses to house kids plus their partner for years.
The 3rd bedrooms are not much bigger than a single bed!