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AMA

Rich Housewife - AMA

983 replies

Iho · 06/03/2026 15:39

Ask me anything.

OP posts:
imisscashmere · 06/03/2026 20:50

goz · 06/03/2026 19:30

If you don’t spend your £650k plus income on anything other than the basics you must have loads of it in savings, you can’t be that out of touch to think hundreds of thousands of pounds in income and savings means you’re barely comfortable?

No I don’t think that obviously, I know we’re immensely privileged. I tried to explain what I meant but obviously failed!

Hackman · 06/03/2026 20:51

I think she or he is making this up as they go along.

Stivesdonkeys · 06/03/2026 20:51

TiggyTomCat · 06/03/2026 20:49

Sorry I outstrip you and some.....really no need for this thread. Why would anyone need to ask you anything? Just dull.

Well done you!

Iho · 06/03/2026 20:52

Eufyon · 06/03/2026 18:22

A Rich Housewife @Iho who is very bored with absolutely no plans for anything to do today aside spend on mumsnet 😁

Correct.

OP posts:
Holidaymodeon · 06/03/2026 20:53

Cosmication · 06/03/2026 16:02

What are you passionate about ?

Accumulating more wealth and things ?

whatonearthishappenin · 06/03/2026 20:58

What do you like to spend money on?

What kind of extravagant purchases do you make that you couldn’t otherwise make?

Iho · 06/03/2026 20:59

Eufyon · 06/03/2026 18:43

How come state educated @Iho ?

Because we have come from working class families and we didn't want children that can't relate to working class kids.

OP posts:
AInightingale · 06/03/2026 21:01

why would anyone give a shiny shit about a 'rich housewife'? It's like posting 'I'm a filing clerk ask me anything.'

WhatNextImScared · 06/03/2026 21:01

Hootersoutsidemywindow · 06/03/2026 15:48

What does your husband do? I wouldn't say that's classed as rich nowadays.

That’s an utterly unhinged comment. The richest fifth segment of the population have a joint household income of £71k. The OP is extremely rich, even if she’s not a member of the tiny global billionaire elite.

Iho · 06/03/2026 21:04

Eufyon · 06/03/2026 18:52

note the questions the op is choosing not to answer!!

state educated? Yes clearly if their peers were shocked at what is a modest high income family in the private school system

and the “manor” which cost a paltry £2 mil

and the 2x £100k plus cars… which means more than a third of total family income spent on these cars

It's difficult to keep on top of as there have been lots of questions.
Yes state educated by choice.
We are in Lincolnshire.

OP posts:
Stephybris62 · 06/03/2026 21:04

goz · 06/03/2026 17:21

So do you just not believe in marriage as a concept? Whatever your opinion is the reality is assets are jointly owed within a marriage.
If her husband is rich, she is rich, legally, whether you like it or not.

I like to be independent whether married or not. You'd like to think half would be hers until they divorce and hes hiding assets everywhere and shes stuck.

BestBefore2000 · 06/03/2026 21:06

@Stephybris62 Yup. My ex-husbamd resides in a multi-million pound property whilst I still privately rent. Exactly that.

Iho · 06/03/2026 21:06

MrsCarmelaSoprano · 06/03/2026 18:54

Where on the IOW?

Cowes.

OP posts:
Stephybris62 · 06/03/2026 21:07

BestBefore2000 · 06/03/2026 21:06

@Stephybris62 Yup. My ex-husbamd resides in a multi-million pound property whilst I still privately rent. Exactly that.

Unfortunately it does happen! Marriage doesnt always bring the safety people think it does. Being a housewife even to a millionaire puts you in a vulnerable position.

Iho · 06/03/2026 21:10

FloofBunny · 06/03/2026 19:00

Hi OP,

I'm interested in your post.

How does it work regarding money that you get to spend? Does he give you a certain amount each month, or do you have a credit card that he pays off, or what? I often wonder this about Kate and William too!

Can you buy almost anything you want without consulting him? Like, if you fancy a piece of jewellery that's 1-2k, can you just get it?

I was married to someone with quite a lot more money and privilege than me, and he abused that power. Do you every worry about the power dynamics of being with someone who earns so much more than you?

Thank you!!

We have a joint account. I would never have agreed to an allowance situation as I think that is controlling.

Yes I can buy what I like within reason. I wouldn't just splash £10k on something without talking to him first, but that goes both ways.

I don't feel any power imbalance as he doesn't weaponise being the breadwinner.

OP posts:
UncannyFanny · 06/03/2026 21:11

Iho · 06/03/2026 15:45

£2M mortgage free home.
Water front holiday home on the IOW.
2 Mercedes.
DH earns £600k pa.

Is that it?

£12m mortgage free.
water front holiday home in Florida
6 Teslas
DH earns £1400k pa.

We can all make things up 😉

Iho · 06/03/2026 21:12

Bowies · 06/03/2026 19:02

Do you think you will look for something outside of home now your DC are older?

Not necessarily paid work, but something that would interest you and be more meaningful than the type of job you had before?

I am sure your DS have benefited in ways, but it’s also role modelling a very traditional split of gender roles, which may not be ideal for their expectations of women and in their own relationships and families.

I would want to do something no matter my wealth and role model my contribution as a woman to society and community outside of my home, so it’s hard to relate. Being by the sea is lovely and so are Greek islands so on the same page there!

To be honest no, I don't intend to.

OP posts:
ProcrastinatorsAnonymous · 06/03/2026 21:15

imisscashmere · 06/03/2026 20:50

No I don’t think that obviously, I know we’re immensely privileged. I tried to explain what I meant but obviously failed!

I think I know what you're getting at @imisscashmere It's interesting how "rich" different people with similar assets feel. My DH and I both work, and from what OP has said, our assets are similar and our annual income double. We feel incredibly lucky and know we are in the top percentile of earners - we work hard, but in no way deserve to be paid so many multiples of a paramedic's salary, for example. But I don't feel at ease enough to spend in the way she talks about, and I don't share her confidence that earned income (as opposed to established wealth) would be enough to future-proof our children and grandchildren, as costs of living and education and housing continue to skyrocket.

[That's not to say that I think our kids will be as horrifically screwed as kids from families with average and low incomes - I think the whole lot of them have been absolutely done over by a system that has prioritised wealth hoarding for the few - it's a total disaster - but that's another thread]

I do wonder how much the nature of the property you live in plays into "feeling" rich. Would OP feel this rich if their £2m was tied up in a 3 bed terrace in Islington with a tiny backyard and a view of tower block, rather than a sprawling manor house in one of the cheapest counties in the country? Despite higher earnings, I would never dream of some of the expenses OP has listed - we don't have a car, I've never owned a pair of designer shoes, I bought one entry-level designer handbag in my 20s that now makes me cringe and sits unused in its dust bag - we would never dream of spending £12k on a holiday and certainly don't have a yacht! We have paid for a house in a great area, and our kids are at private school, but beyond those (I realise, really significant!) luxuries, we don't "act rich" or "spend rich" - and I wonder how much of that is tied to the part of the country we're in? Our house might be £2.5m, but it's a semi with a medium city garden as opposed to "land" or whatever OP has going on.

agatamum · 06/03/2026 21:17

This post is a bit goady. There’s a cost of living crisis. Some folk are struggling to heat their homes. My question to you is why do you feel the need to share information about your lifestyle and money to strangers on the internet when you should know that 99% of individuals that are reading this can never aspire to this type of lifestyle, and that a proportion of them reading this, it might just make them feel more miserable as a result.

I think it’s in poor taste

Bedroomdilemmas113 · 06/03/2026 21:17

Iho · 06/03/2026 20:27

They went/go to a good state school. We wanted them to socialised with all different types of people, not just wealthy kids.

I agree with others who have commented that you’re not actually rich (sorry!).

Privately educating 2 children from age 3 in London would buy you a house on the IOW.

He has a very good income, develops property so it’s not unreasonable to suggest you have been able to afford value to your own properties, and you’ve had no school fees.

£12k for a holiday for 4 people is not ‘rich’.

He has done well for his family, but you’re not a rich housewife. However, from the background you say you’re from and in the state school system, I can see why you feel more well off than you are relatively.

Are you really that fulfilled with your life if you’re posting this?

Dweetfidilove · 06/03/2026 21:19

I've read the OP's posts and she seems a nice enough poster, which makes some of the responses to her harmless posts utterly pathetic.

As for the attempt at snobbery by some - simply imbecilic behaviour. Especially when they think a woman comfortable in her life couldn't be posting on MN.

It sounds like you enjoy a nice life on your own terms @Iho , and it's wonderdul not feeling like you have to perform certain acts to justify your existence.

Iho · 06/03/2026 21:19

paddingofpaws · 06/03/2026 19:24

Money doesn’t change your class. You keep referring to having once been working class but I reckon you still are.

I'm pleased to hear this! I do consider myself a working class girl through and through but the amount of times I've seen threads talking about class the general consensus is that you're the class you currently are not what you were?

OP posts:
imisscashmere · 06/03/2026 21:21

ProcrastinatorsAnonymous · 06/03/2026 21:15

I think I know what you're getting at @imisscashmere It's interesting how "rich" different people with similar assets feel. My DH and I both work, and from what OP has said, our assets are similar and our annual income double. We feel incredibly lucky and know we are in the top percentile of earners - we work hard, but in no way deserve to be paid so many multiples of a paramedic's salary, for example. But I don't feel at ease enough to spend in the way she talks about, and I don't share her confidence that earned income (as opposed to established wealth) would be enough to future-proof our children and grandchildren, as costs of living and education and housing continue to skyrocket.

[That's not to say that I think our kids will be as horrifically screwed as kids from families with average and low incomes - I think the whole lot of them have been absolutely done over by a system that has prioritised wealth hoarding for the few - it's a total disaster - but that's another thread]

I do wonder how much the nature of the property you live in plays into "feeling" rich. Would OP feel this rich if their £2m was tied up in a 3 bed terrace in Islington with a tiny backyard and a view of tower block, rather than a sprawling manor house in one of the cheapest counties in the country? Despite higher earnings, I would never dream of some of the expenses OP has listed - we don't have a car, I've never owned a pair of designer shoes, I bought one entry-level designer handbag in my 20s that now makes me cringe and sits unused in its dust bag - we would never dream of spending £12k on a holiday and certainly don't have a yacht! We have paid for a house in a great area, and our kids are at private school, but beyond those (I realise, really significant!) luxuries, we don't "act rich" or "spend rich" - and I wonder how much of that is tied to the part of the country we're in? Our house might be £2.5m, but it's a semi with a medium city garden as opposed to "land" or whatever OP has going on.

Thank you - that’s it. I don’t feel at ease spending, and wouldn’t dream of making many of these luxury purchases. I don’t have the feeling of security I possibly should.

We are also paying x2 private school fees, and most of our annual income just gets socked away into long term investments that are earmarked for our retirement or for our kids to have someday.

Iho · 06/03/2026 21:22

FatCatSkinnyRat · 06/03/2026 19:42

Exactly. Or maybe the question is more - does your husband get bored of your inane convo about housework and cooking? Would you not like a mentally stimulating job to give you something to talk about?

Odd you think all I have to talk about is housework. Is all you have to talk about your job? It goes both ways.

OP posts:
Iho · 06/03/2026 21:24

DancingNotDrowning · 06/03/2026 19:42

Ok 11k sq ft for £2m - where on earth do you live?

I lived in a 7k sq ft home a few years back and we downsized - it was too much for where we were and what we needed. We had 6 bedrooms, all ensuite with walk in wardrobes, 5 reception rooms, staff accommodation gym, offices etc etc

What is your favourite random/interesting room? You know the one no one else has and is slightly redundant but brings you joy.

Edited

There is a back bedroom with an oriel window I love.

OP posts: