FTB mid 20s London AMA

[Spicy101]

Hi all!
Posting under another username but regular on here
I work freelance outside of my 9-5 on housing policy/activism in my day job I work on violence against women and girls policy and I live in London, just completed on my first property 3 bed maisonette London, no family help!

AMA I'll answer where it's not outing!

For someone who doesn't want to be outing, you've just unnecessarily given a very specific detail about your job! Well done on your house purchase though.

What do you think people would want to know?

I thought it would be a common question

Lots of people have questions!

I know you are feeling very pleased with yourself, and well done you for buying a house. But, the smugness over something relatively normal is all a bit cringe op 😄 Good for you though.

How much was the house?

What's a FTB?

I think if you wanted praise then you could have just asked for it tbh. I don't really understand what questions there are to be asked.

It's not smug it's partly because a lot of people think it canny be done!

£290

What is the nearest station and how far?

What is your mortgage rate and term?

Do they?

290

Okay so you don’t mean London you mean “London”.

Oh, first time buyer. I was trying to work out if you'd spelt Friend With Benefits wrong or something.

I mean I'm zone 3

Living with your parents while you save all your earnings for a deposit counts as parental help

I didn't live with my parents

Well done! You're getting a rough time but I think that's a great achievement, and zone 3 london, 3 beds, is fantastic. Did you use a housing scheme? How much deposit did you have? How long did it take to put together? Did you feel you made sacrifices to save? Any plans for a lodger to help pay your mortgage? Are you a Londoner originally or did you move here?

Did you compromise on area in favour of space? (We did)

Well done.

Don’t listen to all the negative comments, most of them will have been or still be bank rolled by their family.

@Everybodywantstoruletheworld2025 most of the negative Nancy's own kids might not be able to achieve what the OP has achieved. Seriously OP that's great, it'll set you up for a while.

Good on you. I saved for ten years to buy my first flat in 2011. It's now harder than ever to buy alone. I'd be interested to know where in London you can buy a property like that for 290,000.

Good for you.

I bought a 2-bed property in Zone 3 by myself in 2020 at the age of 31. It was a little over £290k though, so well done on finding a bargain!

I saved the deposit by myself, zero parental help, because I was a high earner. Mumsnet thinks we don't exist.

Ignore the negative comments, it's a great achievement.

It's a Reno project so lots to do and hence it was cheap! No scheme

I did sadly and it's an ex rental and a Reno, but I have friends who are in trades

Will there ever be a boy born who can swim faster than a shark?