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AIBU?

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Husbands money

219 replies

bababoy · 04/09/2026 22:29

Hi
i just wanted some other perspectives on this issue.
Husband has been doing some overtime at work. He has decided that he wants to save this money- although our money is usually shared.
He said he was going to save it in cash and put it away so we didn’t spend it, rather than keeping it in our joint account. I went to where he said he had put the money and it wasn’t there, he had kept it in his wallet. When he got home from work I mentioned to him that I actually needed some extra money and went to use it and it wasn’t there. He apologised and said it was an oversight and said he would put it in the agreed place.

Today I went to grab £40 of the cash (the place I was goi no to only accepted cash and it was for our child) and when he got back from work, he must have counted the cash and made a comment in front of my mum about me owing him £40. He’s since gone to work to do an extra shift and it’s really pissed me off. Our children are hard work- one newborn baby, one disabled child, and it very much feels like it’s ’his’ money, even though it has meant an extra effort from me as I’ve had the children on my own much longer.

Im not sure if I’m just exhausted from lack of sleep from dealing with a newborn as well as normal life. I have a lot of things on my plate at the moment and just generally feel stressed. Last thing I want is an argument but I feel hurt.

OP posts:
Shatenoeuf · 07/09/2026 07:24

Ayarreet · 07/09/2026 01:23

I've never been able to understand how a married couple keep their money separate.
I know others do and are just as unable to see my point of view, I've just always thought 'all for one and one for all'.
It seems much easier to me, big spends are discussed but small spending, when finances are NOT tight, fair play.
Keeping a tally on who earns what and what percentage should be paid. I honestly couldn't be arsed.
I lived most of my life from payday to payday, having heavy conversations about the nitty gritty, the minutiae.
Savings are the best comfort blanket, ever.

The issues is when money is tight, and one wants to spend more than there is comfortably available.

Timeforachange26 · 07/09/2026 07:56

Grammarnut · 06/09/2026 21:22

When I had my DC I remained at home. I and ex-DH had a joint account* to which I had unlimited access because though he earned it, the money was ours jointly (cos we were married, that's how marriage treats money). I don't understand these arrangements where a woman saves to fund her maternity leave and the father expects her to continue paying the same per centage of outgoings. It's just a way to make women with DC poor and entirely unacceptable. What's his is hers and vice versa.
*There was a savings account for holidays in my name only, since I organised the holidays (and took the trouble to open the account and arrange for money to go into it). No other accounts.

Edited

So you would be ok with your DH having just dipped into savings account randomly.

MidnightMeltdown · 07/09/2026 13:02

JaelFuryck · 06/09/2026 20:09

He can do overtime because she is home looking after their children.

Not the point. He’s trying to build up some savings for long term security, which is important, and what people should be doing. He’s going the extra mile and working long hours to try to achieve that, while she’s draining it and treating is as extra spending money to dip into.

OP still hasn’t explained why she can’t stick to the usual monthly budget and feels the need to randomly dip into savings.

Naunet · 07/09/2026 13:31

MidnightMeltdown · 07/09/2026 13:02

Not the point. He’s trying to build up some savings for long term security, which is important, and what people should be doing. He’s going the extra mile and working long hours to try to achieve that, while she’s draining it and treating is as extra spending money to dip into.

OP still hasn’t explained why she can’t stick to the usual monthly budget and feels the need to randomly dip into savings.

It may not be YOUR point, but its still a very relevant point.

Droppedbrooch · 07/09/2026 14:45

If my husband ever uttered “you owe me” divorce would be imminent.

I don’t understand couples who have separate funds.

backformoreofthesame · 07/09/2026 15:01

He may want to build up savings
he may also be utterly unaware of the costs OP is facing

the savings account should be a joint savings account if he is being open and honest

Somethinggg · 07/09/2026 15:07

backformoreofthesame · 07/09/2026 15:01

He may want to build up savings
he may also be utterly unaware of the costs OP is facing

the savings account should be a joint savings account if he is being open and honest

Yep. On the information given, we don't know which it is, and I doubt OP will come back now. But it was interesting in a bad way how many people jumped to spendthrift, inherently assumed he was being reasonable and OP not.

MidnightMeltdown · 07/09/2026 15:12

Naunet · 07/09/2026 13:31

It may not be YOUR point, but its still a very relevant point.

Yes but it was directed at me?

Fridgemanageress · 07/09/2026 15:13

hubby leaves at 0645hrs every morning and gets home at approximately 1900hrs everyday, and I left home at 2100hrs and got in 0530hrs. I used to do alot of overtime because my body clock was out of sync, and hubby did overtime now and again.

i would never have dreamt asking him for his overtime, like he never asked for mine. That was us though.

MidnightMeltdown · 07/09/2026 15:28

Somethinggg · 07/09/2026 15:07

Yep. On the information given, we don't know which it is, and I doubt OP will come back now. But it was interesting in a bad way how many people jumped to spendthrift, inherently assumed he was being reasonable and OP not.

If OP was struggling with necessary expenses, then surely that should have been a household discussion, rather than just going in and taking from the savings pot while he’s not there? I imagine there’s a reason why he tried to keep the money out of reach.

Itsthewoluff · 07/09/2026 15:32

I used to dip into the kids piggy banks when I needed cash to pay the window cleaner etc but I’d always pay it back.

He seems to think this is savings so wants it paying back. You need to come to some sort of agreement what this money is actually for- just like you presumably do with your regular income.

MidnightMeltdown · 07/09/2026 15:55

Itsthewoluff · 07/09/2026 15:32

I used to dip into the kids piggy banks when I needed cash to pay the window cleaner etc but I’d always pay it back.

He seems to think this is savings so wants it paying back. You need to come to some sort of agreement what this money is actually for- just like you presumably do with your regular income.

Exactly. I ‘borrow’ money from myself sometimes.

I have a set amount that goes into savings each month, and if I decide to use some of that money for something else, then I think, ‘right, I owe X amount to my savings account’, so the following month there will be less spending money, and the money borrowed from savings will be replaced.

Somethinggg · 07/09/2026 16:27

MidnightMeltdown · 07/09/2026 15:28

If OP was struggling with necessary expenses, then surely that should have been a household discussion, rather than just going in and taking from the savings pot while he’s not there? I imagine there’s a reason why he tried to keep the money out of reach.

It should've been, and we don't actually know it hasn't been. But the rest is speculation, like your last sentence.

Ally886 · 08/09/2026 20:16

99bottlesofkombucha · 07/09/2026 00:03

do you realise you have just told the op there’s no point to her being alive? Is that your point here? She has two tiny children and clearly can’t work while he’s not there looking after them, and he isn’t there because he’s out working overtime for extra money while she continues to parent solo. I think this is the most misogynistic comment on this thread.

I wasn't referring to the Op....

Ally886 · 08/09/2026 20:18

Droppedbrooch · 07/09/2026 14:45

If my husband ever uttered “you owe me” divorce would be imminent.

I don’t understand couples who have separate funds.

I know a lot of women who are the higher earners who are keen to keep finances separate although this doesn't seem to be so much an issue right?

Droppedbrooch · 08/09/2026 23:16

Ally886 · 08/09/2026 20:18

I know a lot of women who are the higher earners who are keen to keep finances separate although this doesn't seem to be so much an issue right?

It’s not an issue for me how people want to live, that’s up to them.

Do I agree with separate funds within a marriage? No. That’s my opinion whether the higher earner is male or female.

Timeforachange26 · 09/09/2026 10:57

Droppedbrooch · 08/09/2026 23:16

It’s not an issue for me how people want to live, that’s up to them.

Do I agree with separate funds within a marriage? No. That’s my opinion whether the higher earner is male or female.

Even when one of them is really bad with money and would spend everything you had and run up debts

Droppedbrooch · 09/09/2026 14:26

Timeforachange26 · 09/09/2026 10:57

Even when one of them is really bad with money and would spend everything you had and run up debts

I’d suggest divorce in that instance.

Timeforachange26 · 09/09/2026 18:57

Droppedbrooch · 09/09/2026 14:26

I’d suggest divorce in that instance.

I did exactly that. But wouldn't be silly enough to risk it happening again

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