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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to think my ex DH is being reasonably generous, or am I being taken for a ride, as a friend is telling me

244 replies

Writer034 · 17/07/2026 09:51

This is a money one (apologies for length, I don't want to drip feed). I'd really like some thoughts around whether my ex DH is doing enough. I usually think he is, but there's someone in my life who thinks he's really not, and sometimes I feel conflicted.

I split up with ex DH in 2017, we share DD (15) and DS (13) on a 50/50 basis. Since the split, my ex DH has been paying £500pm in child support, which about 6 months ago was increased to £600pm to account for cost of living increase.

(I realise some will say 50/50 should mean no child support, but I have actually sought legal advice on this and apparently this isn't necessarily true. If you want to know more about what I was adviced, drop me a DM)

There were no assets to divide at the time of the divorce. We didn't use solicitors, there is no maintenance, only this - completely voluntary - child support. When we did consent order for finances, for reasons I won't go into I didn't seek legal advice and I didn't ask anything from him, he has a small pension from having been in the army for 6 years when he was young, and a business which we started and ran for some years together, but realistically it only became really profitable in 2021. I didn't ask for anything, only for child support to continue. His business has for at least 2-3 years now been bringing about £350k per annum (and the two years before that definitely over £100k). He drives a Porche, has now bought a nice detached house for 450k, etc. Takes his new DP to 5* spa hotels every other weekend so I know money is abundant his end. I earn £53k in my main job and have for the last few years earned £7-10k on top from some additional work; I also receive Child Benefit (I had to pay some of that back, when I went over the threshold, although now threshold is £60k and I've dropped my extra work because, on 40% tax, it's not really worth it)

On top of this £600pm, ex DH pays £180 per month for the coach my DD takes to school (it's a grammer school in another town with its own transport), a few expensive things for the DC (my DS got a £900 mountain bike as this is his passion, my DD got some £750 concert tickets (don't ask!!!!), she's also got two school trips - one ski trip £1500 and one to the US costing over £2500, he has paid / is paying for all of that). Also, DD has recently needed some physio so he's paying £80 per appointment. He paid for one year of her having a tutor to help her get into grammar school, I think that was £50 per week.

He is more or less funding my son's expensive mountain biking hobby which has a lot of costs associated with it.

We usually split birthdays and Xmas presents. He will usually contribute something towards school uniforms. At times he has contributed a bit towards their clothing like winter jackets. He gives them each £25pm pocket money.

I give them also £25 each pocket money per month, I pay for dentists, hairdressers, almost all of their clothing and shoes (phenomenally expensive for teenagers nowadays!), buy all birthday presents for their friends, I pay for all the smaller school trips (this amounts to at least a few hundred per child per year, or double that if there's a residential), and I generally do loads more with the kids: I take them on holidays abroad (he takes them on one hol abroad that business pays for, and one caravan week in the UK), theatre and concert trips to London, theatre and cinema locally, out for meals and days out. He doesn't really do any of that. I realise that between us the kids have a good life (believe it or not, my kids are still just about average, in schools they go to).

The issue is this: with all that he does which might sound generous, ex DH probably still contributes a maximum of around £1000 per month in total, against his income of £30,000 per month, and the fact he definitely spends more on his romantic life in a month than he does on his DC.

Is 1/30th of your income, towards your kids, enough?

I know some men pay nothing, but I also know some women whose ex DH earn well and the women don't even have a job, they get maintenance of £5k a month or more, whereas I work full time (and have for a few years had extra work on the side, for purely financial reasons). I'm not saying I would want to not work. I'm just wondering, prompted by this friend of mine, whether my ex should be paying more. (The CMS calculation, by the way, would only work for half of his income, it doesn't go above that. I could go to court, but absolutely don't want to do that, it would ruin so many other things.)

Please tell me how you'd feel, if this was you. Would you feel fortunate, or not quite?

OP posts:
hereforthelolz · 17/07/2026 10:46

Writer034 · 17/07/2026 10:40

Thank you. I guess my concern is that he doesn't. I feel that all the 'quality of life' stuff comes from my side, except for the one holiday a year abroad he takes them on which is mostly funded by this company for which he has a distributor business (it's like an annual reward / bonus). But otherwise, yes I take your point - thank you.

But the quality of life stuff doesn't all come from your side?

He's paying for overpriced mountain bikes and concert tickets and expensive school trips - which are all demonstrations of a good quality of life for kids that age. It's not all about holidays (which one a year, is more than a lot of people manage!)

UnbeatenMum · 17/07/2026 10:45

I've read a lot worse on MN so I think I would probably more or less try to make my peace with it. But pragmatically speaking it sounds like he might be open to reasonable requests e.g. buying shoes, maybe paying towards other school trips and later on supporting them through university of they want to go. If you're stressed about the cost of food then I don't think it would hurt to ask.

Jellycatspyjamas · 17/07/2026 10:44

Writer034 · 17/07/2026 10:40

Thank you. I guess my concern is that he doesn't. I feel that all the 'quality of life' stuff comes from my side, except for the one holiday a year abroad he takes them on which is mostly funded by this company for which he has a distributor business (it's like an annual reward / bonus). But otherwise, yes I take your point - thank you.

You listed a good £6/7k of stuff he’s paid for outside of his holiday a year, along with tutoring and physio costs which contribute to quality of life. I know it’s hard when you’re working very hard for what feels like much less, but don’t fall into the trap of minimising what he does when he’s more than meeting your kids needs. They sound very privileged kids which is a credit to you both.

Pssedoffathis · 17/07/2026 10:42

I think you have to completely set aside his current income or net wealth and think about the actual real costs that your children have. He has them 50 percent of the time too. Therefore if you add up all the costs of the children and divide by 2, it will probably come out that he is paying over 50 percent towards everything they need.
i imagine things like driving lessons, first car, help with housing deposits will also come from him in the future based on how he is doing things now.
it sounds like he is paying way over 50 percent of all their costs right now, so really it is not fair for him at this point.
housing is split 50 50 already so there is no additional concerns there.
its about what it costs in stuff, trips, hobbies etc for the children and he is actually paying more than 50 50 from what you said.
his current income and his lifestyle so don’t think are anything to do with this.
if everything is covered already, what would the extra money be for ???

TheJoyousHiker · 17/07/2026 10:41

Writer034 · 17/07/2026 10:18

I consulted a solicitor on this because the CMS website gave what looked like contradictory info.

This was the advice: there is something called TRUE shared care, which apparently is very rare, and in those cases CMS say no child support is due. It means not just that kids sleep over the same number of nights with each parent, but that each parent picks up half of all other parenting tasks (including admin etc). The more common version is nominal shared care, where one parent still does more than a half. That's me, because I "run their life" in the way most stay at home mums do when they're still married. In those circumstances (which are usually accompanied by that parent also receiving Child Benefit, which I do), CMS have a calculation which takes into account the sleepover arrangements (there's a reduction).
I hope this helps to clarify. In any case, the CMS calculation is on the basis of weekly income and has a 'ceiling', my ex earns about double that, so that calculation would be at court's discretion.

The legendary poster who I mentioned upthread went down that route - she maintained she did more child-related admin tasks. It spectacularly backfired on her, as practically every poster advised her it would.

KitsyWitsy · 17/07/2026 10:40

He's your ex. You're not entitled to more of his money because you used to be in a relationship and you have kids. He has the kids half the time AND gives you money and covers the big expenses. I bet any other big expenses that come up he would too. If you're on a much lower income, instead of asking for more money in general which might get his back up, just say 'school uniforms need buying and they are so expensive. Could you cover them'? etc and stuff like that.

Genevieva · 17/07/2026 10:40

hereforthelolz · 17/07/2026 10:38

Honestly, you need to find a way to stop thinking about it and move on. I say that gently as someone who has been divorced and now has adult kids - so I've been through all of this. And yes, at times it can feel unjust or unfair but you need to stop raking over it and move on. It's just a path to bitterness.

Your kids have a good standard of living. £600 a month (aside from all the extras), when you yourself only have them 50% of the time should be plenty.

You don't earn a bad salary. It's not your ex's job now to fund lifestyle/trips and meals out on your time - he does that on his own time when he has them half the month.

It’s also tax-free, so the equivalent of earning an extra £1,000 a month or £12K a year.

Swiftie1878 · 17/07/2026 10:40

Writer034 · 17/07/2026 10:34

Honest answer, no idea. But as I explained (maybe it's not clear from my post), I'm not looking to necessarily ask for me (certainly not go to court over it).

I was more trying to manage my own emotions around this, as it's a delicate issue and I sometimes don't know what to think.

You do know what to think. Ignore your pot-stirring friend.

Writer034 · 17/07/2026 10:40

hereforthelolz · 17/07/2026 10:38

Honestly, you need to find a way to stop thinking about it and move on. I say that gently as someone who has been divorced and now has adult kids - so I've been through all of this. And yes, at times it can feel unjust or unfair but you need to stop raking over it and move on. It's just a path to bitterness.

Your kids have a good standard of living. £600 a month (aside from all the extras), when you yourself only have them 50% of the time should be plenty.

You don't earn a bad salary. It's not your ex's job now to fund lifestyle/trips and meals out on your time - he does that on his own time when he has them half the month.

Thank you. I guess my concern is that he doesn't. I feel that all the 'quality of life' stuff comes from my side, except for the one holiday a year abroad he takes them on which is mostly funded by this company for which he has a distributor business (it's like an annual reward / bonus). But otherwise, yes I take your point - thank you.

OP posts:
Dazedanddiscombobulated · 17/07/2026 10:39

I think the only way to approach this is to suggest some kind of annual co-parenting review meeting - how is it all going, what can be improved, review kids needs including costs (what’s going to change with school this year? what else is coming up that’s new? savings for uni? what’s a fair way for you both to cover those?)

That way you’re making decisions together based on the needs of your kids. It shouldn’t be about getting more contributions, it should be about maintaining an effective co-parenting relationship for the benefit of your kids.

Unfortunately what he spends on romance is irrelevant.

Genevieva · 17/07/2026 10:38

Writer034 · 17/07/2026 10:26

I'm totally with you - the answer is, what he pays in basic monthly terms (without the one off items) is appropriate for an annual income of around £165k, which is also pretty much the ceiling for CMS calculation.

Obviously, my ex earns twice that, but it doesn't necessarily follow that he should just be paying double, because of a) the extra one-off items b) he's self employed and his money is structured in weird ways c) it would be at the court's discretion.

My question to MN isn't really "should I try to force him to give more" (I'm not looking to do that), but only "should I make peace with this and accept that it's okay"

Thank you.

I think the answer to your question is a fairly unanimous no. At the moment, you have an amicable set up that doesn’t involve counting every bean. There’s a generosity of spirit that will likely grow with time. He’ll probably buy them their first cars, pay their university rent etc. If you ever find yourself struggling, he’d probably help you out. I’d be inclined to keep things as they are, as you don’t appear to be struggling and your kids have a good life.

Writer034 · 17/07/2026 10:38

lightseeker · 17/07/2026 10:36

OP, you say he earns £30k per month? Is this post tax?

If he does earn that, he won't just have it transferred into a current account for disposable income. He will have most of it invested. Maybe it's all invested into another company and he lives off dividends?

I think his financial affairs are not going to be as straightforward as they sound. He might have set up trust funds for the kids, but not told you?

How would you know his exact post tax earnings? Has he told you?

No it's before tax.

He has all sort of stuff in place to structure this for tax optimisation (let's use that euphemism). I mean, I don't blame him, but I can say with certainty that someone like me with a salary in the 40% bracket can't do anything to reduce my tax burden, and he definitely can and does - he doesn't pay 40% tax that's for sure :-)

OP posts:
hereforthelolz · 17/07/2026 10:38

Writer034 · 17/07/2026 10:34

Honest answer, no idea. But as I explained (maybe it's not clear from my post), I'm not looking to necessarily ask for me (certainly not go to court over it).

I was more trying to manage my own emotions around this, as it's a delicate issue and I sometimes don't know what to think.

Honestly, you need to find a way to stop thinking about it and move on. I say that gently as someone who has been divorced and now has adult kids - so I've been through all of this. And yes, at times it can feel unjust or unfair but you need to stop raking over it and move on. It's just a path to bitterness.

Your kids have a good standard of living. £600 a month (aside from all the extras), when you yourself only have them 50% of the time should be plenty.

You don't earn a bad salary. It's not your ex's job now to fund lifestyle/trips and meals out on your time - he does that on his own time when he has them half the month.

lightseeker · 17/07/2026 10:36

OP, you say he earns £30k per month? Is this post tax?

If he does earn that, he won't just have it transferred into a current account for disposable income. He will have most of it invested. Maybe it's all invested into another company and he lives off dividends?

I think his financial affairs are not going to be as straightforward as they sound. He might have set up trust funds for the kids, but not told you?

How would you know his exact post tax earnings? Has he told you?

Morepositivemum · 17/07/2026 10:35

Op in the nicest possible way (honestly), everyone has to go to savings for anything like eating out or theatre tickets, they’re special occasions. And actually there’s a thread now about the cost of tickets everywhere which I said is now equivalent to what going on holiday used to be! Unfortunately it’s just life now

Jellycatspyjamas · 17/07/2026 10:35

Writer034 · 17/07/2026 10:29

Does this work out as £1500 per month though? It's effectively only £600 per month in pure child support. The rest is costs and expenses (like the coach) and voluntary one off things.
Should I be factoring those in to the monthly amount somehow, to get a truer picture?

I think you need to consider his total contribution. Those costs and expenses would either need to be paid or gone without if he didn’t cover them, most kids aren’t getting private physio, or expensive bikes and trips - if he didn’t pay would you be able to afford them? You’re invested in your kids having a good quality of life, and by all accounts they do, because he funds a lot of the extra costs and expenses so yes, they could as child support.

Arthurnewyorkcity · 17/07/2026 10:34

I think completely reasonable and its good you work, cms doesnt last forever. Who increased it from 500 to 600? Did you ask or he volunteer?

Freshstartyear25 · 17/07/2026 10:34

Honestly, you need to make peace with what you’re getting now. Don’t rock the boat, let him continue to pay and contribute as he’s doing and stop comparing. the ‘friends’ telling you this won’t pick up the pieces if you pursue this further and lose out. Thread carefully.
This post is what comes to mind when I read yours, I can’t find her update post but it didn’t go well for her in the end.

https://www.mumsnet.com/talk/am_i_being_unreasonable/5506932-ex-disputing-cms-and-making-rival-child-benefit-claim-in-5050-care?page=1

Ex disputing CMS and making rival Child Benefit claim in 50/50 care | Mumsnet

Hi all, I’m really struggling with this and could do with some advice. We’ve had a proper 50/50 week-on/week-off arrangement for the last 4.5 ye...

https://www.mumsnet.com/talk/am_i_being_unreasonable/5506932-ex-disputing-cms-and-making-rival-child-benefit-claim-in-5050-care?page=1

OneHardyRobin · 17/07/2026 10:34

His wealth has been since you separated. He pays a set amount, plus extra for the kids to ensure they have what they need. It is the responsibility of both parents to provide for their children and not his responsibility to compensate you for the 50% of parenting that you do.

Of course it will feel unfair that you are doing everything you can and still aren’t as comfortable as you’d like to be, but he is not responsible for that.

Please don’t let your “friend” create problems and ill feeling between you and your ex, it will only ruin your ability to co-parent and your kids will suffer. As another poster said, there was a thread not long ago and the woman lost not only the voluntary maintenance, but her child benefit too, and ended up paying him maintenance because both kids left and went to live with their dad over it.

Writer034 · 17/07/2026 10:34

hereforthelolz · 17/07/2026 10:31

What's your plan, if he pulls back and says he's not paying for all the extras? How are you going to cover the shortfall that you've caused?

Honest answer, no idea. But as I explained (maybe it's not clear from my post), I'm not looking to necessarily ask for me (certainly not go to court over it).

I was more trying to manage my own emotions around this, as it's a delicate issue and I sometimes don't know what to think.

OP posts:
WhatAMarvelousTune · 17/07/2026 10:34

Writer034 · 17/07/2026 10:29

Does this work out as £1500 per month though? It's effectively only £600 per month in pure child support. The rest is costs and expenses (like the coach) and voluntary one off things.
Should I be factoring those in to the monthly amount somehow, to get a truer picture?

The rest is costs and expenses and voluntary one off things

Costs and expenses, and one offs, would generally be considered covered by the child maintenance though. I mean that if someone went through CMS, got a monthly maintenance amount, their ex wouldn’t be expected to also cover additional costs.

(That’s leaving aside the morals of only paying the CMS minimum)

rainbowstardrops · 17/07/2026 10:33

Sartre · 17/07/2026 10:11

I have never ever heard of a parent who has 50:50 access paying maintenance. I would LOVE to know the legal grounds behind this because as far as I know, he would not be expected to pay a dime if you went through CMS. You have said the £600 PCM is voluntary as well so he’s just doing this to be a decent dad really. He obviously pays for all of their food 50% of the month too. Then on top he takes them on holiday twice a year, pays half towards school uniform, pays for school transport, buys them clothes, pays for your son’s expensive hobby.

I think it’s shocking you’d even contemplate asking for more from him or ever think this isn’t enough. I have a friend who has 3 teens with her ex, he sees them 4 times a year (Boxing Day and one weekend day before or after their birthdays but never overnight. He pays £410 a month, no extras.

I totally agree with this. I think you should quit while you’re ahead!

Writer034 · 17/07/2026 10:33

BoredZelda · 17/07/2026 10:28

Is this a reverse? I can’t think a partner is paying for their kids to this degree would say it is unreasonable.

Hi, thanks for your comment - what does it mean, is this a reverse? Is this MN speak I'm not familiar with?

OP posts:
Mygardenshedisfallingdown · 17/07/2026 10:32

I would see this as money for the kids benefit and leave it at that. He's income could change at anytime and then you could be in a real situation.
So what if he spends more on his p that's his business, this comes over as grabby on your part. Your kids are covered financially so what are you worrying about? He has then 50/50, it sounds like a good set up for all of you.